Maninder Gujral

Registered with Property118.com
Thursday 4th July 2013

Insures properties through a broker recommended by Property118
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Latest Comments

Total Number of Property118 Comments: 6

Maninder Gujral

13:43 PM, 13th April 2019
About A year ago

Consultation Testimonials

Following the advice and guidance provided by Mark Alexander and Mark Smith, my wife and I have now completed the transfer of our rental property business partnership into a Limited Company structure.
Incorporating via the BICT process, we were also able to take advantage of a capital account restructure enabling us to defer refinancing until such a time as it becomes more commercially viable for us.
We have been delighted with the service provided throughout the process and we would highly recommend any landlords who are considering the incorporation of their property rental business to book a tax consultation through Property118.... Read More

Maninder Gujral

11:15 AM, 13th September 2018
About 2 years ago

Consultation Testimonials

As portfolio landlords, and with the ever changing landscape we find ourselves operating within, we have found Mark and Property 118 to be founts of all knowledge when it comes to giving us options for how best to continue furthering our property aspirations.
After a consultation with Mark and the pearls of wisdom he has had to offer, we are in the process of taking steps for incorporating our portfolio. This will be achieved without us incurring any SDLT or CGT, whilst also retaining our existing mortgage products.
We have found Mark to be totally transparent and professional during our discussions and he has been wholly approachable with further guidance and advice when needed.
Thank you Mark and Property 118. Keep up the good work.
M & S Gujral... Read More

Maninder Gujral

14:41 PM, 4th November 2013
About 7 years ago

BTL Second Charge Mortgages / No Monthly Payments

Reply to the comment left by "Howard Reuben" at "04/11/2013 - 14:00":

Thanks Howard
Having registered my interest for this, I trust that an impartial, whole of market (and NACFB member) adviser, giving professional and expert advice is what I'll be getting when one of Mark's panel of professional advisers contacts me.... Read More

Maninder Gujral

11:48 AM, 4th November 2013
About 7 years ago

BTL Second Charge Mortgages / No Monthly Payments

Mark, Interesting to note some of the updates since you originally posted this article, re: we would need to seek consent from an existing lender for a 2nd charge to be obtained, and it's a 10 year term available where the 2nd charge is taken for a BTL property.
Does anyone have any experience of approaching Mortgage Express and asking them about the 2nd charge? I don't like speaking to them as they're out to convince BTL investors who enjoy good "pre credit crunch" terms with them, to "settle" their loans.
Also if I take out the Castle Trust loan and want to settle this with them before the expirary of the term, or before I sell or re-finance, who/how conducts a valuation?... Read More

Maninder Gujral

17:17 PM, 1st July 2013
About 7 years ago

Minimising Capital Gains Tax - Readers Question

Thank you Annette for your comments.
I don't think I would incur any CGT liability if I were to sell the commercial unit on a long term lease and just keep the residential unit above on a long term lease.
The current commercial occupier however, would like to purchase the complete building. The sale of both of the newly created l/h interests would create a CGT liability.... Read More