Neil Gammie

Registered with
Thursday 4th July 2013

Latest Comments

Total Number of Property118 Comments: 7

Neil Gammie

18:56 PM, 7th May 2014, About 8 years ago

Should an Insurance Claim on BTL affect my House Insurance?

Nei Patterson is right. Meanwhile Google Jelf - after a £100,000 fire my then insurance company (Alan Boswell - who provided no support or help whatsoever during an incredibly stressful refurbishment year)) doubled my premium after 20 years of no claims - Jelf brought it back to where it should have been. As a rule of thumb seek new quotes at every renewal date and remind your current insurer that you are doing so - at least you will have the satisfaction of having someone wake up temporarily at the other end to go over their renewal quote. It really is worth it.... Read More

Neil Gammie

19:31 PM, 28th January 2014, About 8 years ago

Check out report - can a landlord insist on being there?

As I understand it the landlord is in a weak position here unless you and he agreed a thorough inventory, photographed (each room) dated and signed by both parties at the start of the tenancy, preferably through an independent inventory clerk/service. The landlord will find it extremely difficult to argue for retaining any deposit without this initial agreement between you.

No inventory clerk/service is going to get embroiled in either side of any dispute without clear agreed evidence of the state of the property at the start of the tenancy - why on earth would they? So it's down to your word against the landlord's and this coin will spin in your favour. Be at the meeting, be polite but state firmly your intention to receive your deposit back in full.... Read More

Neil Gammie

23:49 PM, 15th January 2014, About 8 years ago

Tenant offering to pay 6 months rent up front

6 months upfront? wrong wrong wrong. Walk away - I rent out properties in Edgbaston Birimingham (a 'nice' area) where the police say at any one time up to 200 cannabis factories/farms are operatng and we have police helicopters doing their thermal imaging thing virtually every night. If you rent out to somebody waving fistfulls of cash in your face you are a complete sucker - and oh, by the way, they wreck your property in the process. Wake up.... Read More

Neil Gammie

19:23 PM, 30th November 2013, About 8 years ago

Council Tax Liability Order Imposed without my knowledge!

Wolfie I'm not sure if this has been resolved or not - if not follow Zulfiqar's advice and seek legal help immeidately. if the webiste manager allows I strongly recommend Tony Jones at Hadgkiss Hughes & Beale on 0121 707 8484. Phone him.

and regards
Neil Gammie... Read More

Neil Gammie

17:39 PM, 29th November 2013, About 8 years ago

Selling house - looking to invest

Mark - all good luck. Join RLA or NLA and be prepared to learn a lot quickly. Renting is now a professional (or if you're incredibly lucky and find an amazingly good letting/managing agent) semi-professional occupation. Anybody who tells you otherwise is either a fool or intends to make you one.

Neil Gammie... Read More