Kevyn Jones

Registered with
Saturday 21st March 2015

Latest Comments

Total Number of Property118 Comments: 5

Kevyn Jones

13:26 PM, 1st May 2021, About a month ago

Removing Sister from a joint ownership property?

Someone in the crowd said to Jesus, “Teacher, tell my brother to divide the inheritance with me.” Luke 12v13. Some things never change.... Read More

Kevyn Jones

13:31 PM, 12th December 2018, About 3 years ago

Negative equity - are the banks responsible?

I am not an expert, but I think you would have to prove that the banks did not perform your particular contracts with care and skill. It would seem that, at the time, they had acted reasonably to lend you the money on the agreed terms. Obviously, if your bank, your financial adviser or you had foreseen what would happen, the loans would not have gone ahead.

Another point is that the average property price is now well above the peak just before the banking crash, therefore it could be argued that there are other specific reasons why your properties have negative equity apart from the crash.... Read More

Kevyn Jones

15:50 PM, 20th October 2018, About 3 years ago

Generation Rent tries to hoodwink policymakers

The Generation Rent logic is flawed.
If changes to tenancy rules or anything else, makes being a landlord riskier or less profitable and rents do not rise, then some landlords will want to sell up.
An increase in property sellers will make property prices drop.
A reduction in property prices will make property buying more attractive to people wanting a second home, people wanting a larger home (even if they don't need it), FTBs who are living with their parents and possibly overseas buyers.
These purchases will make the homes available for rent fewer and smaller, therefore rents will go up, and overcrowding and homelessness will increase.
Nice one, Generation Rent.... Read More

Kevyn Jones

13:25 PM, 31st May 2018, About 3 years ago

The Tax System Explained In Beer

Reply to the comment left by Dr Rosalind Beck at 22/09/2017 - 13:26
Actually if an individual donates £100 to charity by gift aid and is a 40% taxpayer, the charity reclaims £25 and taxpayer reclaims £25 (if it is put on the self assessment tax return). Different rules apply for companies donating.... Read More

Kevyn Jones

13:53 PM, 22nd December 2015, About 6 years ago

Landlord Tax Grab - source document EXPOSED

The reason property prices are increasing is simply a matter of supply and demand. The number of homes required for various reasons is increasing in most parts of the country faster than the increase in new building. Therefore the price goes up.

Second home buyers create extra demand, but private landlords do not. Private landlords by definition will only buy a property if there are potential tenants willing to rent it. The demand is from the dwellers not the landlords.

Private landlords are not a cause of the housing problem, they are a result of it. If colleges provided sufficient halls of residence for their students, they would not need BTL properties. Likewise if councils and housing associations provided enough homes for long term tenants, they would not need BTL properties.

The idea that private landlords are exploiting the need of people to have housing is as ludicrous as saying that Tescos are exploiting the fact that people need food to survive.

Back in the 70's, the Government started the right to buy scheme. This greatly reduced the rental housing stock, however, they did not reinvest the money they received in new affordable housing. The result was the generational time-bomb, which we are now experiencing.... Read More