Black Panther

Registered with Property118.com
Thursday 22nd January 2015


Latest Comments

Total Number of Property118 Comments: 38

Black Panther

12:18 PM, 3rd July 2018
About A year ago

Negotiating a mortgage balance reduction with Bank of Ireland?

Reply to the comment left by Old Mrs Landlord at 05/06/2018 - 07:21
Reply to the comment left by Black Panther at 04/06/2018 - 19:44
By 'RESIDENTIAL' do you mean the mortgage on the home you live(d) in or a BTL mortgage on a residence, ie not a commercial property?

Yes, I mean the mortgage I lived in (NOT a commercial property).... Read More

Black Panther

19:44 PM, 4th June 2018
About A year ago

Negotiating a mortgage balance reduction with Bank of Ireland?

Does anyone have a copy of the Bristol & West RESIDENTIAL mortgages Ts&C's ? ie. BEFORE BoI took over the mortages.

I'm wanting to see what sections my mortgage offer letter from B&W relates to. As I took it out years ago, I can't seem to find a copy.

Cheers... Read More

Black Panther

16:29 PM, 27th November 2017
About 2 years ago

Property118 Action Group Latest Campaign Updates

Update BoI - Press Interest

To all of us who are still affected by the Bank of Ireland's 'differential' clause..... keep an eye out for the Telegraph this week, who will be publishing an article about this on-going situation.

See Facebook: mollystone516 re. FINANCIAL RAPE by Bank of Ireland
and Twitter: @mollystone516
"FINANCIALLY 'Weinstein'd' by the Bank of Ireland"... Read More

Black Panther

14:17 PM, 16th June 2016
About 3 years ago

Bank of Ireland increase differential on tracker rates

Reply to the comment left by "LS " at "16/06/2016 - 13:23":

I am happy to make available my copy of the letter from HM TReasury to my MP, signed by HArriet Baldwin. A template letter could be drafted and suitably adapted. I'm personally not in the legal profession, so if someone with legal training would be willing to draft a template? that would be useful. In the absence of any offers, I'll give it a go over the next week.

Mark A., is this something that MArk from Cotswolds Barristers would consider drafting?

Another pertinent part of the letter from HM Treasury says:

"The FOS is overseen by a board of directors, appointed by the FCA, and must make a report each year on the discharge of its functions."

Clearly, if the FOS has a multitude of complainants insisting on a reversal of the FOS' original decisions, and they do nothing about it, in the light of the WB ruling, it begs the question - how competant are they at discharging their function?... Read More

Black Panther

11:56 AM, 16th June 2016
About 3 years ago

Bank of Ireland increase differential on tracker rates

Reply to the comment left by "ian " at "16/06/2016 - 09:03":

Of course I have no faith in the FOS etc,

However, by rejecting individual calls to reconsider cases in the light of the WB ruling, they will be seen in an even worse light and the inevitable 'Fit for Purpose' discussion will show them as such ie. giving them the opportunity to reconsider ill-judged cases; and them failing miserably, yet again. KEr-powwwww.

All for the sake of a letter or two, which will just build up evidence against them as 'not fit for purpose'.

I have a letter from HM Treasury (HArriet Baldwin) who wrote a long letter to my MP in response to my on-going complaint of both the BoI AND the FOS. I quote,

"I would like to assure you that the GOvernment believes it is vitally important that the FOS should be accountable for it's performance and the quality of its work."

I will, of course, be contactingMs Baldwin, as Economic Secretary to the Treasury, with the evidence.

Clearly, my correspondance would hold more weight if others joined me with their own evidence of the FOS and its absurd and beligerant stand.... Read More