peter cookson

Registered with Property118.com
Tuesday 13th January 2015

Trading Status
Sole Owner

Providing essential rental accommodation since
2002

Insures properties through a broker recommended by Property118
No


Latest Comments

Total Number of Property118 Comments: 71

peter cookson

20:37 PM, 15th November 2018
About 4 weeks ago

9 years and still fighting

Before anybody jumps into a “ frenzy” I am fully aware you charge “interest on Arrears” this is to do with ADDING ARREARS TO THE CAPITAL SUM, CHARGING INTEREST, BUT THEN LEAVE THE ARREARS AS STILL OUTSTANDING FOR THE BENEFIT OF REPOSSESSION.

IN LAW THIS IS 100% ILLEGAL.... Read More

peter cookson

20:01 PM, 15th November 2018
About 4 weeks ago

9 years and still fighting

If any body knows anyone who as been repossessed read this :
Banks add your arrears into a Sub-Account
The Sub-Account is secret.
But you pay interest within the Sub- Account because the arrears are added to the Capital Sum.
In the Legal Banking definition this is ( Capitalisation of Arrears)
Judges only see an Annual Statement that’s how normally they are “ fooled”
The issue was Spotted By Master Ellison in the Bank of Scotland v Housing Rights ( NI) it was the people having their property Repossessed had had their arrears “ unilaterally Capitalised” but they never knew this had took place.?
It was kept from them .
But the Judge “ admirally” clearly seen through the scam Housing Rights made them provide the Sub- Accounts they had Capitalised the Arrears but tried to let the Judge think those arrears were “ live” but they had been extinguished through Capitalisation.
The Judge was “ horrified” that the Lender was committing blatant “ perjury” on the figures , the Mortgage holders being repossessed had no arrears it was an erroneous physical view of the Mortgage Accounts so the Lender would achieve possession.
The Judge said “ how many Judges over the years have made wrong decisions with this “ Fraud”.
It as been going on for years and years,
This probably should be an article for discussion in its own right.
I am the Expert in this Area.... Read More

peter cookson

19:31 PM, 15th November 2018
About 4 weeks ago

Restraining Order put on Mortgage Customer?

Sorry you’ve missed the point capitalising Arrears and keeping the said figure live for the purpose of achieving the required amount for Repossession is 100% illegal.
Lord Justice Munby “ once arrears are Capitalised then from that point they cease to exist”
May I draw your attention to the Bank of Scotland v Housing Rights (2014) it set a precedent in Law that you cannot “ double bill”
If it was legal to do so any Landlord could of used Mortgage Payments against rental income for tax purposes then used the Mortgage payments again for (CGT).
Maybe I never made myself clear on the “ double billing “ aspect.
Incidentally my case will be won it is rubber stamped ( NIFA)
Don’t get annoyed just understand “ double billing” it is ( Criminal Fraud) as per the Attorney General John Larkin (NI).
My case is “ mirror image”of the ( NI) this Case had the Police brought in.
Have you not read the ( FCA) dossier on this issue note they don’t go into “ double billing” but the explanation they give is incorrect they have successfully written an explanation that sends you the other way and people like yourself took the ( bait).
It is all about “ Criminal Fraud”
Do you work for a Bank by any chance.... Read More

peter cookson

21:53 PM, 14th November 2018
About 4 weeks ago

Restraining Order put on Mortgage Customer?

Hi Luke p

I was actually told the same by a member of staff, the person was swiftly removed .... Read More

peter cookson

12:45 PM, 14th November 2018
About 4 weeks ago

Restraining Order put on Mortgage Customer?

You can only be in arrears on money expected to pay , accrued interest is not Arrears.
I am the Expert Peter , the person who brought ( PPI) was told Initially he was talking through is arse.... Read More