Elisabeth Gordon

Registered with Property118.com
Tuesday 28th October 2014

Trading Status
Sole Owner

Insures properties through a broker recommended by Property118
Yes


Latest Comments

Total Number of Property118 Comments: 10

Elisabeth Gordon

10:42 AM, 1st October 2017
About 2 years ago

Landlords Insurance - Landlords Buying Group

Thank you. I shall have a more thorough check before renewal.... Read More

Elisabeth Gordon

16:32 PM, 2nd January 2017
About 3 years ago

Landlords Insurance - Landlords Buying Group

Hi
I own the freehold of a property comprising of 2 floors which is my own home and a lower Garden Flat a lease of which I sold a 125 yr last year to a Leaseholder.

Naturally I required Buildings Insurance.
On your recommendation I spoke with Discount Insurance last year and was advised of a particular Policy as being the correct one for my situation......namely a "Landlord Household Insurance" with Ageas Insurance Ltd. At the time I queried this wording but was assured this was the correct Policy.

Last month the Leaseholder had reason to make a claim and thus the subject of him being a Leaseholder with a Lease and not a Tenant has arisen. He is now concerned which is understandable. He is not a Tenant. There is no Tenancy Agreement. He owns the Lease of the flat in which he lives.

I need to know.......
Have I been advised correctly?
Have I been sold the correct Policy for my situation?

I would very much appreciate your advice.
With regards
Elisabeth Gordon... Read More

Elisabeth Gordon

13:17 PM, 1st August 2016
About 3 years ago

All electrical items in the property are left as a gesture of goodwill?

Reply to the comment left by "Michael Freer" at "01/08/2016 - 12:26":

Yes indeed and every single electrical appliance in the premises should be PAT tested by law.... Read More

Elisabeth Gordon

9:08 AM, 22nd August 2015
About 4 years ago

Property118 Landlord Insurance gets even better

I recently wrote saying how helpful the team on Discount Insurance were when I was joining them.. I also wrote saying this was before making a claim.
Since the, believe it or not, I am in the position of making a Claim!
I am at the stage of their Loss Adjusters agreeing to pay out for a repair....I accidently knocked a cup of coffee over my daughters brand spanking new MacBook Pro!
I have asked if and by how much my future Premiums would be if I accept their offer.
No-one can tell me which I find very strange,,
I have searched the Internet and am faced with answers ranging from no increase up to double the Premium!
Discount Insurance cannot tell me and neither can their Loss Adjustors.....until the renewal time!!
Surely they cannot simply decide at the 11th hour and pick a random sum dependent on if they have had a good or bad day at the office! Any increase remains for the duration of my Policy with them and /or is carried forward to future Insurers like a black mark. It is therefore a conscious decision I must make based on the increase..
Before I go any further I obviously would like to have this information..
Is there not a Guide or Scale to advise customers of Policy Premium ncreases e.g. per £1000 claimed or per Section etc?. It all feels very unfair for customers.
I would very much appreciate some advice on this.
Regards. Elisabeth... Read More

Elisabeth Gordon

18:27 PM, 20th August 2015
About 4 years ago

Landlords Insurance - Landlords Buying Group

Reply to the comment left by "Mark Alexander" at "14/08/2015 - 11:54":

Hello Mark
I am hoping you might be able to advise me..
I recently wrote saying how helpful the team on Discount Insurance were when I was joining them.. I also wrote saying this was before making a claim.
Since the, believe it or not, I am in the position of making a Claim!
I am at the stage of their Loss Adjusters agreeing to pay out for the repair....I accidently knocked a cup of coffee over my daughters brand spanking new MacBook Pro!
I have asked if and by how much my future Premiums would be if I accept their offer.
No-one can tell me which I find very strange,,
I have searched the Internet and am faced with answers ranging from no increase up to double the Premium!
Discount Insurance cannot tell me and neither can their Loss Adjustors..
Surely they cannot simply decide at the 11th hour and pick a random sum dependent on if they have had a good or bad day at the office! Any increase remains for the duration of my Policy with them and /or is carried forward to future Insurers like a black mark. It is therefore a conscious decision I must make based on the increase..
Before I go any further I obviously would like to have this information..
Is there not a general Guide or Scale to advise customers of Policy Premium increases e.g. per £1000 claimed or per Section etc?.
A I would very much appreciate some advice on this.
Regards. Elisabeth... Read More