user_4794

Registered with Property118.com
Thursday 23rd October 2014


Latest Comments

Total Number of Property118 Comments: 4

Marius HK

15:21 PM, 17th December 2014
About 6 years ago

Expanding my BTL portfolio - thoughts please?

Stephen,
May I ask where in Scotland you hold this property? I'm considering getting into the Scottish market myself, and what you've presented shows a good return on capital.

Regards,
Marius... Read More

Marius HK

9:14 AM, 24th October 2014
About 6 years ago

Modelling your property portfolio growth - is 5% annual growth reasonable?

Reply to the comment left by "Mark Alexander" at "24/10/2014 - 09:06":

I'm based in Oslo, Norway.

My next property may end up being here... no such thing as BTL, but may only need a 15% deposit - could end up doubling up compared to the UK!

The Oslo property market isn't international like London though. Property has still gone up lots the last 15 years regardless (200% maybe). We're probably in for a flat period now though, given the world economy, and lower returns in the oil sector causing layoffs and further downward pressure.... Read More

Marius HK

6:27 AM, 24th October 2014
About 6 years ago

Modelling your property portfolio growth - is 5% annual growth reasonable?

Reply to the comment left by "Paul Shears" at "23/10/2014 - 19:50":

I leave my personal finances (ie day job) completely separate from the properties and their income, as I don't want to use the properties to fun any lifestyle demands until I am a bit further down the road.

As for retiring at 45, it's just to buy myself the freedom of being able to pursue life and business outside of the rat race! I enjoy the startup scene and have had a go at setting up a couple of ventures, none of which have succeeded. When I 'retire' I will use property income to replace my current income so that I'm free to pursue my entrepreneurial goals without impacting on family or lifestyle options.

I'll start reading up some more on this equity financing, sounds like a good in principle. My options may be limited though as I live abroad.... Read More

Marius HK

6:15 AM, 24th October 2014
About 6 years ago

Modelling your property portfolio growth - is 5% annual growth reasonable?

Hi Mick,
Fair comment, however it wasn't until 2013 that I made the decision to get actively into property investing, which resulted in the equity release and new property this year.

Even so, with low growth it'll be a number if years before I can fund the next property through portfolio growth, unless I look into Equity finance (I admit the prospect makes me a bit nervous for some reason).... Read More