Im Screwed

Registered with Property118.com
Monday 20th October 2014


Latest Comments

Total Number of Property118 Comments: 7

Im Screwed

14:36 PM, 9th June 2016
About 4 years ago

Bank of Ireland increase differential on tracker rates

I'm paying £486 a month more on my residential base rate tracker because these crooks wanted larger bonuses to further boost their lavish lifestyles Sadly I don't have £600 to cough up but I got a lotto ticket so you never know !... Read More

Im Screwed

11:47 AM, 9th June 2016
About 4 years ago

Bank of Ireland increase differential on tracker rates

Just called BOI to ask for a refund based on west Brom win. There legal department are not taking calls !!!!!!!
Spoke to the FOS who said there aware of the ruling and are reviewing there decision

What a combined pair of &€7¥$

Please call BOi and ask for a refund if for nothing else than to make a nuisance... Read More

Im Screwed

22:56 PM, 20th October 2014
About 5 years ago

Bank of Ireland increase differential on tracker rates

It felt like they guy at the fos was reading from a copy of the letter that the boi had sent me when they first advised that the rate was increasing.

Same old same old banks can't loose. We all speculate to a degree when choosing our mortgage product as the banks do when they offer these products, except they have the luxury of a clause that allows them to shaft us if they realise their obese bonuses have hurt their balance sheets.... Read More

Im Screwed

22:35 PM, 20th October 2014
About 5 years ago

Bank of Ireland increase differential on tracker rates

I have one residential tracker mortgage with boi
The case handler I spoke to at the fos said my complaint against the boi had been dismissed because

The mortgage was never sold as a 'lifetime ' tracker

The relevant clause was in the contract that allowed boi to increase the rate if certain conditions arose

They felt boi had made us aware of the clause within their literature

They had looked at boi financials and they could see that boi needed to implement actions to improve their balance sheet

Boi had satisfied the fos that they were loosing money on my mortgage, I was paying 1% above base

If I hadn't have dialled the number for the fos myself I could have been mistaken thinking that I was talking to boi. The case handler took great joy in sympathising with boi. He said I should have all of the above in writing in a few days

The only upside was that they were going to force boi to let us out of our mortgage without fees blah blah blah... Read More

Im Screwed

14:15 PM, 20th October 2014
About 5 years ago

Bank of Ireland increase differential on tracker rates

So what are you saying? Should i challenge fos on their decsion ? can you challenge them i assume i would need a lawyer that i cant afford!... Read More