Yunis Abdi

Registered with Property118.com
Friday 15th August 2014


Latest Comments

Total Number of Property118 Comments: 4

Yunis Abdi

21:12 PM, 17th August 2014
About 6 years ago

My Mortgage Lender Has Damaged My Credit Rating - HELP!

Hi Mandy

Thank you so much for your earlier advice, I have now written to Callcredit & raised an objection, dispute as well as what they call notice of correction.

By the way good luck to you too with your effort to get EE Orange to remove the 2 late payments on your file.

If I can give you any advice considering my recent experience, it would be don't attempt to apply for a mortgage before you manage to get EE Orange to remove the 2 negative entries on your file, or at the very least you come to some sort of compromise/solution.

Also be proactive and explain to your mortgage broker, new lender about the issue with EE Orange.

In my case I had no idea that the Woolwich was secretly reporting me to Callcredit and was not able to explain why I had negative entries in my file.

One of the reasons why I was really disappointed with the Woolwich was that they have never ever written to me or contacted in anyway to inform me that my mortgage payments were late. Normally you would expect a lender to write to you and warn you if you are late with your mortgage payments.

Kind Regards
Yunis... Read More

Yunis Abdi

13:43 PM, 15th August 2014
About 6 years ago

My Mortgage Lender Has Damaged My Credit Rating - HELP!

Reply to the comment left by "Mike W" at "14/08/2014 - 13:27":

Hi Mike

I agree with you in hindsight I should not have relied on the words of the Woolwich member of staff.

Having said that my mortgage payments still go out on the 3rd of each month, regardless of the fact that I wanted payments to go out on the 9th of each month.

So effectively my instructions were ignored while at the same time I was banished.

Kind Regards
Yunis... Read More

Yunis Abdi

13:25 PM, 15th August 2014
About 6 years ago

My Mortgage Lender Has Damaged My Credit Rating - HELP!

Reply to the comment left by "Mandy Thomson" at "15/08/2014 - 09:24":

Hi Mandy

Thank you for your advice. I am now waiting for the Woolwich to complete their investigation. I have not yet written to Callcredit but i will now do that and get them to put notice of dispute on my credit file.

Kind Regards
Yunis... Read More

Yunis Abdi

13:18 PM, 15th August 2014
About 6 years ago

My Mortgage Lender Has Damaged My Credit Rating - HELP!

Reply to the comment left by "Mark Alexander" at "14/08/2014 - 12:48":

Thank you Mark Alexander. I have already complained to the Woolwich and now I am waiting for them to complete their investigation and get back to me.

Kind Regards... Read More