PHILIP PERSEVAL

Registered with Property118.com
Tuesday 5th August 2014


Latest Comments

Total Number of Property118 Comments: 6

PHILIP PERSEVAL

14:20 PM, 22nd October 2014
About 5 years ago

Damage caused by tenants ex - who pays?

Simply reuest immediate payment from social services OR eviction follows - sensibly they will pay . . .... Read More

PHILIP PERSEVAL

15:04 PM, 19th August 2014
About 5 years ago

Tenant wanting to sub-let

Hi; yes - happened to me whereby 3 separate flats sold upon 999 year leases had 2 sub-let to single households by long leaseholders.

No shared facilities BUT old pre 1991 x 3 storey conversion. 1 flat now empty so temporary council HMO postponement pending relet.... Read More

PHILIP PERSEVAL

13:30 PM, 19th August 2014
About 5 years ago

Tenant wanting to sub-let

Reply to the comment left by "Harlequin Garden" at "19/08/2014 - 09:14":

Hi; good luck here but still recommend selling with 100% mortgage over 7 years with fixed 8% interest rate.

Impossible to ascertain HMO status upon information supplied and yes, one more separate household could create an HMO status or at least an argument with the local council officials.... Read More

PHILIP PERSEVAL

14:24 PM, 12th August 2014
About 5 years ago

Tenant wanting to sub-let

Reply to the comment left by "Mandy Thomson" at "12/08/2014 - 13:33":

Hi; depends upon various factors: number of flats owner occupied/shared basic facilities in house/conversion date or purpose built etc.

Simply google HMO for gov rules which are basically unclear. Safest to sell and ensure £20k fine is avoided . . . good luck with council bureaucrats who may not apply HMO rules correctly . .... Read More

PHILIP PERSEVAL

12:52 PM, 12th August 2014
About 5 years ago

Tenant wanting to sub-let

Checked google .gov stipulate £20k fine unless licensed = nightmare - maybe better to issue a joint single Tenancy Agreement = single household or simply sell to present tenant on 100% mortgage at 8% with 7 year interest only term.

New olwner then pays roof repairs too and is responsible for HMO future expenses including fire doors/alarms/notices displayed.

Good luck, babe - you may need it.... Read More