susan groves

Registered with Property118.com
Monday 21st July 2014


Latest Comments

Total Number of Property118 Comments: 2

susan groves

10:39 AM, 9th May 2016
About 5 years ago

Management company incompetence has cost me!

Hi David

Thank you so much for your response, much appreciated.

Susan Groves... Read More

susan groves

16:23 PM, 8th May 2016
About 5 years ago

Management company incompetence has cost me!

I am interested in David Atkins comment. I have never been on a forum before and hope that I am approaching the subject in the correct way. Four years ago we formed an RTM because the Freeholder was seriously overcharging. Last week out of the blue I received a threatening letter from the mortgage company for the property, saying I owed £1600, which would be added to my mortgage. The mortgage company know there was a problem with the first stage letter that they admit was not sent, yet the day before we received the threatening letter the mortgage company paid the Freeholder this mysterious sum that the Freeholder had not advised us of. It turned out that they had written to an address we left 8 years ago, even though we receive two invoices a year from them for ground rent at our current address. I can only communicate with the Freeholder through their solicitor who says the £1600 is an unpaid service charge. We have no paperwork, this is the first time I have heard from the Freeholder on the subject since we set the RTM up, when all outstanding charges were cleared, before they hand over the funds they held.

My question is does the Freeholder have any right to chase after 4 years? Does the mortgage company have any right to pay a debt, they we do not believe we owe, without consulting us?

All advice gratefully received.... Read More