Joanna Styrczula

Registered with Property118.com
Sunday 29th June 2014


Latest Comments

Total Number of Property118 Comments: 5

Joanna Styrczula

14:01 PM, 21st August 2015, About 6 years ago

Off Plan new build concerns?

Reply to the comment left by "Konstantin Matveev" at "21/08/2015 - 13:08":

Hi Konstantin,

I didn't buy from a small local developer but big company that builds in prime London locations. I am sure their intention was to meet the deadline but there were some unforeseen problems with the build. My point was that buying off plan you have no control over time frame of your investment. For me this was a problem, if the completion wasn't delayed I would buy at least two more properties by now, and instead I am still waiting!

I considered renting it out, but many of these flats were bought by investors so once they are completed there will be too many of them available for rent. Landlords will reduce their rents just to secure the tenants and monthly profit will be rather low.

Joanna... Read More

Joanna Styrczula

12:51 PM, 21st August 2015, About 6 years ago

Off Plan new build concerns?

Hi Giles,

I bought in Aug 2013 two off plan flats in Ashford, Kent ( property hot spot with great demand) and I can say that it was a bad decision. I bought it with a discount with intention to sell it with a profit before completion. Completion was supposed to be Oct 2014 and it is August 2015 and we still haven't completed! I sold one flat with a good profit but I wasn't able to sell another one because of competition from other investors. There was also a problem with mortgage because of commercial units at the ground floor.

I would advice not to buy off plan.

Joanna... Read More

Joanna Styrczula

12:47 PM, 23rd May 2015, About 6 years ago

Adding value by changing layout of the flat

So nobody has ever encountered a greedy freeholders?... Read More

Joanna Styrczula

20:11 PM, 12th September 2014, About 7 years ago

Remortgaging and should I get my own valuation?

Reply to the comment left by "sheridan whiteside" at "12/09/2014 - 16:34":

Thanks Sheridan for your comment. Were you able to dispute this valuation and get it right? I was thinking that if I am in the same situation as you I will present before and after photos and the statement confirming how much I spent on renovation, but I don't know if this will work?... Read More

Joanna Styrczula

20:03 PM, 12th September 2014, About 7 years ago

Remortgaging and should I get my own valuation?

Reply to the comment left by "Neil Patterson" at "11/09/2014 - 10:03":

Thank you very much Neil for your advise. I will not get an independent valuation if it is not going to have any impact on lender's valuation.
So far there is just one similar house in the area sold in April which I hope I will be able to use as comparable and to persuade the lender to value my property at the same level.

Thank you
Joanna... Read More