Julie Kirby

Registered with Property118.com
Monday 13th January 2014


Latest Comments

Total Number of Property118 Comments: 17

Julie Kirby

14:07 PM, 24th September 2021, About 4 hours ago

Local council is offering to lease my flats?

There was a similar question posted here last April which might help. Search for "Let your property to the Council for Emergency Accommodation?"... Read More

Julie Kirby

13:05 PM, 5th July 2021, About 3 months ago

Tenant rights at the end of an agricultural licence?

Reply to the comment left by Graham Bowcock at 03/07/2021 - 10:41
Thank you Graham. The agreement contains the word 'licensee'. Would it be possible for you to take a look at the 2 page agreement somehow?... Read More

Julie Kirby

18:15 PM, 26th April 2021, About 5 months ago

Let your property to the Council for Emergency Accommodation?

Reply to the comment left by michaelwgroves at 26/04/2021 - 17:17
Please see my first comment where I noted the council use non secure tenancies. They are definitely not ASTs. However I have never been a party to the paperwork between the council and their tenants housed in our properties and the council officers have always used the term 'temporary accommodation'. Thank you for your concern but we are confident of our insurance. I hope the details I've provided are of use to someone.... Read More

Julie Kirby

14:53 PM, 26th April 2021, About 5 months ago

Let your property to the Council for Emergency Accommodation?

Reply to the comment left by michaelwgroves at 24/04/2021 - 08:48
Yes the two different housing association freeholders are aware of the TA use. We assumed their insurance was adequate and only checked the summary sheet sent out annually by the freeholders. However as I said in my previous comment, in the past we have made one claim on each block policy. One of our claims was with Zurich and I can’t remember the other insurer as our second claim was years ago. Each claim was for about £6000 at the time due to fire damage, one criminal, one accidental.
Our leased freehold houses are currently insured by Abacus via Hamilton Fraser and the occupancy details on the policy include the line “Lease agreement is between Freeholder or their Agent and Council/Housing Authority for 6 months or over”. I have checked with Hamilton Fraser today who confirmed they have continued to cover us as long standing customers but no longer offer this type of insurance. We have in the past also used CIA Insurance who found us cover with Towergate if that helps.

One thing I forgot to mention is that the lease required evidence of permission from the mortgage companies. One mortgage company approved the draft lease agreement with one extra condition required and one refused.... Read More

Julie Kirby

7:44 AM, 19th April 2021, About 5 months ago

Let your property to the Council for Emergency Accommodation?

We have been leasing flats and houses to two of our local councils (in Wales) successfully for the last 15 years. They are used for providing temporary accommodation for people deemed homeless.
A non-secure tenancy between the council and the tenant is used and tenants stay for anything from 6 weeks to a year for example.
The lease between us and the council clearly states the council is responsible for managing the tenants and for any tenant damage and includes a 6 month notice clause for each party. We are responsible for the building’s structure, insurance , 24/7 callout for the boiler and shower and the annual gas check.
The tenancies are managed by a temporary accommodation team of the council so there is no extra management company in the loop. When a lease has ended any property returned to us has been refurbished less wear and tear (though the gardens always need some tlc). We meet a temporary accommodation officer of the council at the property being returned and agree a checklist of the condition of the property.
The lease rates are based on LHA rates for the area less 10% management charge, insurance for the houses costs more for this type of tenant (we use CIA Insurance) and 24/7 boiler cover costs are another consideration. We accept these extra costs for the advantage of no void periods and no requirement on us to manage tenants.
For 23 properties leased for 14 years we have made only two insurance claims each due to fire damage. Both properties were flats so the claims were made on the block policy of the housing associations who are the freeholders. The claims did not affect any policies on our houses.
The main hassle is always access to get the annual gas check done. One council we deal with choose to evict a tenant who refuses access so we have to wait a number of weeks, the other provides access themselves. Either way we document our attempts in case a check ends up overdue.
Hope this helps.... Read More