Richard Peeters

Registered with Property118.com
Friday 22nd November 2013


Latest Comments

Total Number of Property118 Comments: 120

Richard Peeters

17:03 PM, 18th July 2019
About 20 hours ago

Has anyone heard of Rosolite Mortgages?

Ciaran, maybe this Rosolite scandal needs someone to take up the battle on behalf of a whole group of borrowers, not just one at a time.

On this very forum, Mark Alexander led the way to getting a Court decision causing West Bromwich BS to refund lots of borrowers' money (including mine - thanks again Mark!) after WB had unilaterally increased the margin above BOE on their tracker product.... Read More

Richard Peeters

16:44 PM, 18th July 2019
About 20 hours ago

Has anyone heard of Rosolite Mortgages?

Reply to the comment left by CiaranPatrick07 at 18/07/2019 - 16:37I'm sorry to hear that Topaz/Rosolite hasn't been as light touch as Topaz/Jasper - with the latter we had absolutely no change other than letterheads, and that was 2-3 years ago.
Perhaps the difference is that our original MX mortgages were all interest only, very low variable rate (tied to BOE), and in safe LTV by the time Topaz took them over. Otherwise: Dunno, sorry!... Read More

Richard Peeters

11:56 AM, 8th July 2019
About 2 weeks ago

Has anyone heard of Rosolite Mortgages?

From their website: "Rosolite Mortgages, which is a trading name of Topaz Finance Limited"
A year or two ago our MX mortgage portfolio was moved to Jasper Mortgages, another trading name of Topaz, so perhaps they will take on new tranches every so often (with new mineral-themed trading names).
To reassure you, nothing besides the name changed, and we didn't have to do anything.... Read More

Richard Peeters

14:35 PM, 3rd July 2019
About 2 weeks ago

The Alliance Housing Policy

Perhaps Mr Farrage would take this on, once Brexit is *really* behind us all? :-)... Read More

Richard Peeters

12:57 PM, 2nd July 2019
About 2 weeks ago

The Alliance Housing Policy

All the regulations only ever hit those of us already "on the radar". The real "rogues" aka criminal landlords are barely affected. If councils have too little resources for proper investigation and enforcement, they will always go for low-hanging fruit.

If the proposed national register of landlords (ideally to include all their BTL properties) could be implemented, then the local authorities could focus resources on investigating properties that were obviously tenanted but not registered (i.e. "off the radar").
For example, tenanted properties could include those where the person responsible for council tax was not the person on the Landreg title, or if the property had BTL insurance (exceptions would be noted on the file).... Read More