Sam Smith

Registered with
Monday 15th April 2019

Latest Comments

Total Number of Property118 Comments: 8

Sam Smith

10:55 AM, 29th April 2020, About 2 years ago

Sam Smith

10:52 AM, 29th April 2020, About 2 years ago

If you were a lender how would you look at a request for a holiday?

I decided to take a holiday payment with Kent Reliance.
I then decided to take a remortgage with them. But there was a condition I remove the holiday payment, otherwise they won’t lend to me! I decided to cancel all my holiday payments, and pay the mortgage payments in full.
Take this as warning, if you can afford to make the payments, pay it, otherwise you will not be able to refinance/fund purchases with lenders if you had a payment holiday in the future.... Read More

Sam Smith

19:40 PM, 20th November 2019, About 2 years ago

Lib Dem Manifesto - 3 year tenancies and mandatory licensing

I wonder how the commercial landowner levy works. I assume landlowers will get a discount like current businesses do.... Read More

Sam Smith

9:52 AM, 20th November 2019, About 2 years ago

Green Manifesto - Rent Controls and Land Value Tax

My net income after mortgages is £100,000, this excludes repairs

Land value tax will hit me by £85,000 a year, add in the increase in corporation tax and I like other landlords will be facing bankruptcy... Read More

Sam Smith

9:40 AM, 5th November 2019, About 2 years ago

Manifesto from Generation Rent Et al

How do rents linked to 30% of local income even work?

Should rents be linked to one person’s income or if there are 2 incomes in a household, then do they look at two incomes?

What about variables in housing stock. Are they saying a 3 bed flat house or flat should cost the same as a 1 bed flat?... Read More