A SAL

Registered with Property118.com
Thursday 24th October 2013


Latest Comments

Total Number of Property118 Comments: 7

A SAL

13:22 PM, 20th July 2015, About 6 years ago

Bank of Ireland increase differential on tracker rates

it seems anyone with arrears wont be able to switch.

i have arrears, due to rate increase, but have an informal arrangement in place, still no good, advised have to clear arrears first before they can switch.... Read More

A SAL

13:58 PM, 15th January 2015, About 6 years ago

Bank of Ireland increase differential on tracker rates

Reply to the comment left by "Peter Bishop" at "20/10/2014 - 22:04":

Peter, sorry to hear that your property have been placed in the hands of the receivers. I think they are trying to do the same to my property.

Did you had to go thru a field collector visit of the property?

Last week they instructed one their agents to visit my property, i asked them to cancel as tenants will be alarmed, un -nerved about security of their tenancy, they agreed to put it on hold until they receive my completed income and expenditure form.

I offered to pay increased payment from this month and little extra. towards the arrears but they still require the completed income & exp, i guess this is reasonable, only issue my finance situation bit complicated and worried they may feel i cannot afford the payment. I also asked if arrears can be added onto the balance, they refused.... Read More

A SAL

20:20 PM, 8th January 2015, About 7 years ago

Bank of Ireland increase differential on tracker rates

Just curious if anyone been threatened with a visit from BOI field collectors.

I have continued paying the original payment, but account shows in arrears as result of rate increase. BOI wrote to me this week to say my account details will be passed onto one of their field collectors in the next 7 days, and they will visit the property to make an assessment and verify occupancy.

Really worried now not sure how to respond and what their plans are.

Is it too late to join boi class action and what are costs please

thank you... Read More

A SAL

16:17 PM, 7th May 2014, About 7 years ago

Bank of Ireland increase differential on tracker rates

Things not looking good for me _ FOS not received complaint form

Received a call today from boi to advise arrears on the account ( i have been paying original payment,arrears accured due to rate increase) and to inform that they intend to take matters further, and next step would be to send a property inspector to visit the property to obtainr information from the tenants and check condition of the property.

i told boi i have lodged a complaint with fos and awaiting outcome. They asked to check with fos if complaint received as by now i should have received a acknowledgement letter and boi should have been informed by fos that my complaint is being looked at.

I called fos, was upset to hear that they have not received anything from me, but the person i spoke was very helpful took some basic details and issued me with case / ref no, and said will post another form to complete and return., and once completed forms received they will notify boi that they are looking into my complaint, and hopefully boi may delay taking any further actions.

Anyone else threatened with further action because of arrears due to rate increae?... Read More

A SAL

19:38 PM, 4th January 2014, About 8 years ago

Bank of Ireland increase differential on tracker rates

Reply to the comment left by "Gary Nock" at "04/01/2014 - 17:53":

Thanks for replying to my comment Gary.
Unfortunatly I m not member of class action.
I bought my loan of Bristol and West in 2003.
This is the special condition -

From the day we make the loan up to and including 31st July 2006 (the promot ional period), the interest rate we charge will be at a fixed differential 0f 1.15% above the base rate. From the 1st Aug 2006 the interest rate we charge will track the base rate for the reminder of the mortgage period at a fixed differential of 1.75 above base rate unless we change the differential under 6(m) of our Residetial Mortgage Conditions

Any hekp would be appreciated
Thanks... Read More