Windsor Woman

Registered with
Wednesday 30th May 2018

Latest Comments

Total Number of Property118 Comments: 10

Windsor Woman

15:20 PM, 26th October 2020
About 6 months ago

Mortgage Express (Rosinca Mortgages) will not allow transfer of equity?

I suggest you check out Financial Ombudsman (FOS) Trust Pilot and other reviews. They are abysmal.

After I was badly treated by Mortgage Express, who admitted lots of errors, I went to FOS. They too have behaved appallingly and at this point, I have not received justice, just a double whammy of incompetent organisations, who have sucked up my time and energy and given me a whole load of stress. If I had my time again or known about FOS' track record, I would not have bothered - just put it down to experience. They are not fit for purpose.... Read More

Windsor Woman

10:11 AM, 2nd October 2020
About 7 months ago

Allow Landlords to evict tenants where there are 14 days rent arrears

I have signed as doing something is better than doing nothing, but I am inclined to agree with Whiteskifreak above.
The petition narrative is not going to endear LLs to most of the public, especially in the CV19 world with so many job losses. 14 days is too short a period.... Read More

Windsor Woman

9:35 AM, 2nd October 2020
About 7 months ago

Government consultation to increase minimum EPC rating to band C for PRS

Reply to the comment left by at 02/10/2020 - 04:37
I haven’t seen that internal insulation - how does it work where the insulation meets with floors/skirting boards/ceiling/coving? Surely it will just leave an awful mess if the joins were left unfinished, and would punish rental and capital values - or we would have to get the finishing done at significant cost.

What about smaller bedrooms - many of which have already been lost to the PRS due to minimum room sizes. This could put more rooms under the minimum floor area and have a material adverse effect on some properties and viability.... Read More

Windsor Woman

18:16 PM, 22nd September 2020
About 7 months ago

Claiming costs of works from freeholder?

Reply to the comment left by Ian Narbeth at 22/09/2020 - 10:01
Thank you Ian, I would appreciate that. I will look you up.... Read More

Windsor Woman

22:18 PM, 21st September 2020
About 7 months ago

Claiming costs of works from freeholder?

Reply to the comment left by Ian Narbeth at 21/09/2020 - 14:57
Thanks for your reply.

Yes, the FH was consulted but we did not have costs initially, pending a proper roof inspection, and once the roofer got up there, the roof and chimney stack in particular were in such poor condition that works had to be carried out immediately, particularly as there was a very bad storm forecast, hence from safety (falling bricks from the chimney stack) and water penetration perspectives, the works had to be carried out there and then. Photos and explanations were provided to the freeholder. We (the builder and I) tried several times to arrange meetings but the requests were always denied.

Also the access and configuration of the roof were such that it made no sense for the works to be stopped and restarted, as the roofer would go off site and it would cost more to get him back.

The FH was very difficult throughout the project and we could never get a straight answer or agreement to anything.

I was basing my assumptions of repayment for liability from the charges register as follows
"1. The duty for the benefit of the owner or occupier of the lower maisonette to keep the roof and chimney stacks of the building in a proper state of repair and in connection therewith the duty to permit the owner or occupier of the lower maisonette or any person duly authorised by such owner or occupier at all reasonable times upon giving reasonable notice in that behalf to enter upon the upper maisonette in order to inspect the said roof and chimney stacks PROVIDED ALWAYS that the expense of maintaining the said roof and chimney stacks together with the gutter and rainwater down pipes shall be borne in equal proportion by the owners or occupiers of the upper maisonette and of the lower maisonette respectively.
2. The right of protection of the lower maisonette from the upper maisonette as the same is at present enjoyed.

I do hope there will be no reliance on 'fair play'; there has been no evidence of it to date. Quite the opposite in fact.... Read More