Cheryl Marchelak

Registered with Property118.com
Thursday 28th December 2017


Latest Comments

Total Number of Property118 Comments: 5

Cheryl Marchelak

18:31 PM, 31st December 2017, About 4 years ago

I want to cash in and invest it for the children?

Reply to the comment left by Graham Bowcock at 30/12/2017 - 11:46
Graham, thank you, and I really appreciate the advice. I know it's not all roses and I do have to really do some research before I take the leap with a such a gamble in my children's investment!... Read More

Cheryl Marchelak

14:30 PM, 29th December 2017, About 4 years ago

I want to cash in and invest it for the children?

Reply to the comment left by christine walker at 29/12/2017 - 10:59
Thank you so much for your help. I was looking around Preston and possibly Manchester/Newcastle area as properties can start from £40k. I need to do more research of other potential areas such as North Lincs. Thank you... Read More

Cheryl Marchelak

13:00 PM, 29th December 2017, About 4 years ago

I want to cash in and invest it for the children?

Reply to the comment left by Adam Withford at 29/12/2017 - 11:29
I love the idea and I am one for taking a gamble but the only 'spare change' we have is this gold - if we didnt have children, I'd push for it. However my better half wouldn't go with it (understandably).
Unfortunately we recently remortgaged, remortgaging is not an option and we don't have savings. I will err in caution, tread slowly and cautiously investing in property.... Really because I don't know what I'm doing, and not confident in doing it lol. Then see how it fares and progress from there! Thanks again for replying - a lovely dream...if we return from Las Vegas with a jackpot, I'll know where I'll start investing!... Read More

Cheryl Marchelak

12:52 PM, 29th December 2017, About 4 years ago

I want to cash in and invest it for the children?

Reply to the comment left by Martin Roberts at 29/12/2017 - 10:34
Hi Martin, thanks for taking time to respond. The children are very young so no; they won't be living in it. I am aware if CGT and Stamp Duty and looking at properties around £40-£60k mark as I was informed you need £25% deposit for BTL mortgages. It was really looking how to get into investing in property for our children with the aim of slowly adding more properties to our portfolio and so I can cut my hours at work. My partner and I are relatively new homeowners (2yrs) and recently remortgaged, we both work part time earning enough (with at least £400 to spare between us if we chose to save!). Anyway, I'm waffling...I have a lot more reading and research to do. Its just scary and I find money/finance and strategies confusing - I don't want to ruin or lose any investment for them or compromise our position. I really, really appreciate the advice!... Read More

Cheryl Marchelak

10:33 AM, 29th December 2017, About 4 years ago

I want to cash in and invest it for the children?

Reply to the comment left by Neil Patterson at 29/12/2017 - 09:38
Many thanks for your reply. Your website is very informative and glad I stumbled across it by accident. I know I'm trying to run before I can walk and must admit I am scared of taking the leap to invest in property, especially contemplating trying to manage a property at a distance! Thank you again... Read More