Mrs A

Registered with
Monday 18th September 2017

Latest Comments

Total Number of Property118 Comments: 10

Mrs A

14:38 PM, 3rd October 2020, About A year ago

Unexplained insurance premium hike?

Yes, there will be increases across the board this year. Recent FCA court case pushing Covid claims for Business Interruption onto property insurers pencils in an additional £18bn of claims to UK insurers this year, on top of all the valid event cancellation claims, Travel claims, liability claims to come. Plus all the UK floods, international hurricane events, etc, etc. Insurance isn’t a magic money tree. Rates have to go up to cover claims. Why assume it’s profiteering?... Read More

Mrs A

10:51 AM, 3rd August 2019, About 2 years ago

Should I sell or take a Lifetime BTL mortgage ?

I think there’s also a change coming on CGT for those who have lived in their rental properties next April. There will be less CGT to pay if you sell before then than after.
In your shoes, I’d sell for sure. I’d like the cash, freedom of choice as to where to live (city/country/coast), no more tenants to deal with. I’d perhaps buy a few shares that pay dividends. So easy to sell shares when you want to, no unexpected maintenance costs or missing rental payments. Enjoy your retirement and nest egg!... Read More

Mrs A

10:52 AM, 24th October 2018, About 3 years ago

Please help with confusion over Building Regs and HMOs

I can only second what Derek T has said. Go straight to your local authority and have them stipulate the work that needs to be done. Each council will have their own standards, so if you have properties in different boroughs you should go with the advice of the individual councils. I had a positive experience with my council going through this process. They allowed around 6 months to make all the changes to convert to HMO and were helpful along the way.... Read More

Mrs A

9:38 AM, 29th September 2018, About 3 years ago

Mrs A

22:01 PM, 3rd September 2018, About 3 years ago

HMO tenant barricaded room and started £80,000 fire

Congratulations Ian on getting the result you needed!... Read More