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Saturday 28th September 2013

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Insures properties through a broker recommended by Property118

Latest Comments

Total Number of Property118 Comments: 21


14:04 PM, 27th March 2018
About 2 years ago

BTL individually owned, let through a LTD Company?

Why do you need a rent to rent template? Why not use a normal AST as provided by say NLA or RLA and have a clause allowing sub letting?... Read More


10:18 AM, 15th March 2018
About 2 years ago

Tenant in custody!

Thanks for the advice.
The tenant wasn't on benefits as was full time working and I doubt she will start applying for benefits from her cell!!
She will clock 2 months' arrears in 4 weeks' time so I undertand my most straight forward route is a Section 8 2 month arrerars one. To use other Section 8 grounds I need proof she is in custody and the police will tell me nothing so I have no evidence she is - only what the neighbours and her mother says. Model tenant for 4 years then this!!
Thanks again... Read More


11:10 AM, 13th February 2018
About 2 years ago

Mortgage Express transfer to Rosinca Mortgages - anyone else?

Mark - I've 6 MX loans and all say after the fix period they are on 'Buy-to-Let Variable Rate' BUT I cannot find this defined anywhere in the paperwork that I have. You seem adament that these reversion rates are trackers - where does your confidence come from please? It would help my own confidence to know!! many thanks. Jon... Read More


16:45 PM, 2nd February 2017
About 3 years ago

Right To Manage (RTM) - Advice Please?

I did take advice and found out that because the ground floor has a retail unit on it then that pretty much ends the opportunity of setting up a RTM company - they are not actually involved in the managament of the building as the leases stipulate that the 5 leaseholders of the flats bear the costs of themanagement company. The freeholder owns the lease to the ground floor unit so has it all nicely sown up. Each of the 5 flats has just had a Section 20 bill for £9,300 for full roof replacement that includes a nice project management fee for the freeholders' agents - I don't buy leasehold properties anymore!!!!... Read More


18:29 PM, 6th June 2016
About 4 years ago

Liverpool Landlords Call to Arms

Please can you explain the benefit to me of asking for my submitted form back and filling in a new one? one form is bad enough so not really tempted by doing it again!!... Read More