Paul Norris

Registered with
Wednesday 25th September 2013

Latest Comments

Total Number of Property118 Comments: 8

Paul Norris

9:49 AM, 27th June 2017
About 3 years ago

Skipton Building Society Scam - Mortgage Overcharging

Thank you for the update.
I understand these things take time as you say.
In regard to support for the Skipton action I would expect there to be more activity on the part of Property 118 to put the message out there. Reminding your members again and using any opportunity to get the message out there to the wider public, i.e. Property conventions, landlord organisations and so on. Perhaps using a small amount of our funds to advertise?
Perhaps as has been indicated you are waiting to see how the Bol action works out and then there will be more activity on Skipton in this regard.
In summary though I think more can be done. I myself did what little I could to push the message out there and will Facebook etc any Property118 info again if there is a new drive to gain interest.... Read More

Paul Norris

20:06 PM, 22nd June 2017
About 3 years ago

Skipton Building Society Scam - Mortgage Overcharging

It's been a number of months now and there's been no news on this or any other action, that I'm aware of, that was promised to be pursued as part of us joining up and paying fees. I don't know about anyone else here but I'd like an update.
Is there to be any legal action or not?
...and if not, why not?... Read More

Paul Norris

13:39 PM, 6th January 2016
About 5 years ago

Lord Flight calls for Government rethink or risk Buy to Let crisis

As suggested by a previous member on another clause 24 article - all landlords should join the Conservative party so as to have member voting rights. We can then, when the time comes, vote against George Osbourne becoming the next leader of the Conservative party and possibly unelected PM. I think this is a great idea and if enough of us were to do this and it could be publicised I'm sure it would give Mr. Osbourne a new perspective on things!... Read More

Paul Norris

15:23 PM, 11th July 2014
About 6 years ago

FCA think it might be OK for lenders to ignore contractual terms

I recently emailed my local MP Tim Loughton in regard to Property 118's Skipton BS campaign and received this reply. Make of it what you will but it seems we as consumers are expected to take independent legal action to ever hope of being treated the government doesn't want to know.

Dear Mr. Norris,

I do apologise for the delay in responding to and acknowledging your email sent to Tim Loughton MP last month concerning Skipton Building Society.

Mr. Loughton has made enquiries on your behalf with the Treasury and, given that the wheels are already in motion for legal action to take place, I am afraid that they are not in a position to be able to comment here.

The Treasury have advised Mr. Loughton that it was a matter for the Financial Conduct Authority (FCA) to consider any allegations of mis-selling (in which case the individuals should contact the FCA directly) or, if individuals wish to make a complaint against the financial institution itself about their treatment, then they should contact the Financial Ombudsman Service.

Ultimately, decisions concerning the pricing and availability of loans, including the level of interest charged, remain commercial decisions for lenders, and the Government does not seek to intervene in these. Although the Treasury sets the legal framework for the regulation of financial services, it does not have investigative or prosecuting powers of its own and is not able to intervene in individual cases.

Therefore, responsibility for determining whether a mortgage has been mis-sold is a matter for the Financial Conduct Authority. However, the courts can decide the fairness of a contract term under the Unfair Terms in Consumer Contracts Regulations 1999 and it is up to individuals if they wish to pursue this matter.

With regard to the EDM, I am afraid that Mr. Loughton does not sign or table EDMs, regardless of the cause or subject.

Yours sincerely,
Caroline MacNaughton

Caroline MacNaughton
Office Manager to Tim Loughton MP
Member of Parliament for East Worthing & Shoreham
Tel: 0207 219 4471 Fax: 0207 219 0461... Read More

Paul Norris

17:36 PM, 19th June 2014
About 6 years ago

Skipton Building Society Legal Action

I recently sent my MP the PDF and a cover email in regard to this potential legal action and I have had a response from my MP's office to say that they are looking into it and will come back to me shortly.
How is everyone else getting on?.. there doesn't seem to have been much activity here on the blog recently.... Read More