Registered with
Monday 13th March 2017

Latest Comments

Total Number of Property118 Comments: 6


11:35 AM, 20th February 2021, About 5 months ago

Surely I am not the only landlord worried about new EPC requirements?

Here's a great EPC flaw -

I own Victorian terraces. When I upgrade, I add internal wall insulation to the outside faces. Do I get EPC credit? No. Assessor states it cannot be seen.

Same for flat roofs.

Needs major overhaul.... Read More


18:08 PM, 13th July 2019, About 2 years ago

The flawed Call for Evidence over Tenancy Deposits

Reply to the comment left by Paul Essex at 08/07/2019 - 20:16
Been doing that since 2007 when this deposit thang first came into being. Works for me!!... Read More


9:42 AM, 17th February 2018, About 3 years ago

Mortgage Express transfer to Rosinca Mortgages - anyone else?

I've been transferred to Jasper Mortgages - now that's a made up name.... Read More


10:31 AM, 21st January 2018, About 4 years ago

Jeremy Corbyn wants to scrap 'No Fault' evictions in England and Wales

Part of the reason mortgage companies developed their BTL mortgages was because of S21. This will impact on BTL mortgages becoming available, so reduce supply, so increase rents. Landlords with bigger portfolios and cash surpluses at the end of every month can ride out S8 problems - bring it on........ Read More


10:24 AM, 21st January 2018, About 4 years ago

The RLA and NLA are supporting the Homes (Fitness for Human Habitation and Liability for Housing Standards) Bill

An issue we are seeing more often over the last few months is a tenant reporting an issue to the EHO without coming to us first. There appears no provision in the bill for the tenant to be compelled to communicate issues to the landlord in writing (and I don't mean via voicemail, text or What's App - all too frequent!!).

In fairness to our local EHOs, they no longer go straight out a the tenant's whim but write to us first and we put the matter right or show the tenant that, for example, the black mould is inevitably a result of their behaviour rather than a structural defect.

Our pre-tenancy diligence includes our own version of HHSRS risk assessment which is databased and is updated on every occasion we, or our representatives enter a property. This provides a living document of the "health" of the property during a tenancy. Such a document seemed to go down well with the District Judge during a final account hearing where the tenant's defence centred around a condensation case that the Judge agreed was indeed condensation.

Whilst other 118 posters and posters on other sites criticise new legislation, and whilst I agree that S24 is an appalling act brought in by a discredited ex-chancellor, there is no doubt that continued legislation against the PRS is driving landlords out and creating a housing shortage amongst renters. This is reflected in our rents - up 7.3% in two years. This increase is hardly excessive but it is above CPI for the same period.

In my rent increase letters I specifically reference Westminster Government legislation as the prime driver for the increases. To date I have not lost a tenant due to rent reviews and have even had the odd text of sympathy.

Whilst S24 is an abomination, the other pieces of legislation are driving out the bad and accidental landlords. Rents are up, voids are down and we can now cherry pick our tenants meaning that the hassle factor is also down. I would not like to be a starter landlord today - certainly my model would not survive - but having been in this game for nineteen years, this is now the most stress free part of my career.... Read More