Malcolm Ratcliffe

Registered with
Monday 6th March 2017

Latest Comments

Total Number of Property118 Comments: 3

Malcolm Ratcliffe

12:19 PM, 5th October 2019
About 9 months ago

AST for tenant's lodger?

Property ownership and becoming a landlord is a long term investment. Unfortunately you selected a managing agent who was substantially below par.

Are you a glass half empty or half full type of personality?

The property 118 article, linked below, suggests your investment has been a brilliant success, a tenant who has been actively maintaing the value of the investment (it sounds as if the managing agent would not have done much had the tenant have had the opposite disposition.

You have had the benefit of a very substantial rise in the value, regular monthly rent, not grief or hassle. No void periods, no bad tenants. And a warm glow in your heart for bringing stability to a single parent and enabled two children to grow up in excellent accommodation.

I’m sure an amicable agreement can be reached with your tenant, she will realise how lucky she has been to have such a good landlord. Read More

Malcolm Ratcliffe

14:34 PM, 22nd September 2018
About 2 years ago

Are RCD fuse boards compulsory?

An RCD is like a master safety switch. Usually there is one RCD for the power circuits and more recently one for the lighting circuits. The RCD is to stop electrocution. Several minature circuit breakers,MCBs can be connected to each RCD. MCBs are there to stop excessive currents damaging cables and starting fires in fault conditions.

RCDs do vary in their sensitivity. I have had instances where the RCD frequently tripped on an installation of a new consumer unit. When the RCD was replaced the spurious tripping stopped. There was nothing wrong with the old cabling.

I have also had my electric cooker cause the RCD to trip. The grill was fine most of the time, but when hot and turned to a lower setting the RCD would sometimes trip. I have read of problems with high power equipment, such as cookers, tripping RCDs.

I have found RCDs can sometimes trip when there has been a power cut. If this happens whilst away then all the circuits connected to that RCD get turned off. Having a freezer off for a few weeks is a disaster. I have my refrigeration circuit connected so it does not use the RCD.... Read More

Malcolm Ratcliffe

21:43 PM, 18th August 2018
About 2 years ago

BoJo's proposed Stamp Duty reforms

Reply to the comment left by Richard Adams at 14/08/2018 - 13:32
Surely if you can’t sell then you are asking too much!... Read More