Ed Atkinson

Registered with Property118.com
Friday 6th September 2013


Latest Comments

Total Number of Property118 Comments: 125

Ed Atkinson

11:20 AM, 20th November 2016
About 2 years ago

Lending Into Retirement - Don't assume age is a barrier

Reply to the comment left by "Mark Alefounder" at "20/11/2016 - 09:56":

Thanks Mark. Appreciated. It makes sense to see it that way.
Cheers
Ed... Read More

Ed Atkinson

13:57 PM, 19th November 2016
About 2 years ago

Lending Into Retirement - Don't assume age is a barrier

One option we are considering for the future is to hold onto our properties and so avoid CGT and leave it to the IT to give HMRC their cut. This would be foolhardy unless we kept up on the borrowing and gave plenty of cash gifts to the beneficiaries of our wills. But it needs to be quite high borrowing to eliminate the differential between the 40% IT rate and 28% CGT marginal rate.

This is all rather academic at the moment, I'm in my mid 50s and we have some great lifetime trackers that will last to about 2029. Selling or giving the properties will mean relinquishing these great trackers. So I guess my question is what the market will be like in 2030 for re-mortgaging to people at about 70? Any thoughts as you gaze into your crystal ball?... Read More

Ed Atkinson

16:16 PM, 4th May 2016
About 3 years ago

Property118 Landlords Association - should we?

Reply to the comment left by "Bill Williams" at "04/05/2016 - 14:52":

I am sympathetic, and also I am wary that we'll have the People's Front of Judea etc etc. Thus reducing Landlords overall clout with Government. My dream is a large and properly functioning UK-wide Landlords Association.

But yes as a start I agree ...... keep the existing organisations out of it... Read More

Ed Atkinson

14:05 PM, 4th May 2016
About 3 years ago

Property118 Landlords Association - should we?

I like the idea. My preference would be to have a long term aim to join up with the existing lot like the NLA once they see the success of a more genuine group. So leave the NLA to lobby Parliament for landlords, but push forward on the legal challenges that they shied away from.

I wanted to contribute to a talk at my local NLA, but they said it was not possible however good my material because all the slots go to sponsors. They so need a shake up!... Read More

Ed Atkinson

14:41 PM, 5th April 2016
About 3 years ago

Mortgage Express - Are they looking to break mortgage contracts?

I am not a West Brom customer but I pitched in to support the campaign because I'm an MEx borrower and have BM Life-of-loan Trackers too. It is just this potential scenario that caused me to help fight West Brom.

I am pleased to hear the High Court Appeal is at last happening. I hope you'll keep peripherally-involved supporters like me as informed as you can.

Fingers-crossed, Ed... Read More