Registered with Property118.com
Tuesday 27th August 2013

Latest Comments

Total Number of Property118 Comments: 17


21:42 PM, 17th September 2016, About 5 years ago

Buy to let joint owners and partner split up?

Reply to the comment left by "Charles King - Barrister-At-Law" at "12/09/2016 - 12:42":

Yep good answer. My jointly owned BTL property was rented to family by my ex, then they were kicked out, ex stole belongings trashed them, and ex moved in with partner. Mortgage company says no family at all or they will litigate. But they did nothing as long as they were paid. And I did not receive any rent either. However Judge very on the boil as to legalities. Demanded that ex move out and rent to proper tenant. Ex didn't take any notice of judge, nor did his solicitor who knew the whole process was not right..but apparently did not think to inform the court.... oh dear oh dear I see trouble brewing... Read More


11:20 AM, 17th July 2014, About 7 years ago

Can I request information about my LHA tenants from the Council?

Reply to the comment left by "Robert Mellors" at "16/07/2014 - 16:03":

Hi Robert I wonder if it is possible for you to email me a copy of the authorisation form . Thanks. really difficult situation with LHA tenants and would like info from council as well.... Read More


12:03 PM, 31st December 2013, About 8 years ago

Help me if you can I'm feeling down

Reply to the comment left by "Neil Patterson" at "31/12/2013 - 11:48":

Hi, yes I agree the mortgage company does not rent to tenants , but they do lay down rules, which you rightly say are being broken. The mortgage company has suggested I get tenants out with A SECTION 8 .however, my belief is that if there was a rule that says all owners had to sign tenancy agreements or have a letter giving permission from co-owners saying they act on their permission, I would not be in this situation. My situation could come up with anyone, there is nothing I can find anywhere that says all to sign when renting. My highlighting this may help anyone else (be they married or just business partners in BTLs) As I said before I have looked up so many places and I feel that there should be something in BTL purchases agreements with mortgages companies that make all landlords sign documentation.... Read More


10:59 AM, 31st December 2013, About 8 years ago

Help me if you can I'm feeling down

Reply to the comment left by "Neil Patterson" at "31/12/2013 - 10:01":

Hi Neil

My step son is still there, but my husband has sent a new tenancy agreement to mortgage company, which takes his name off i.e. so it not family. However, the new one is (I think) my stepsons girlfriend and her brother. They are all still all living in the house.

The mortgage company have been able to tell me it does not comply with their no family rule, but cannot tell me whose name is on the agreement. The mortgage company have also informed me that they do not allow lets to housing benefits people
I think there is a real loophole in terms and conditions that allow BTL not to have dual signatures, although I do appreciate that if one owner signs he/she does it on behalf of any owners. Thanks for your assistance... Read More


19:24 PM, 30th December 2013, About 8 years ago

Help me if you can I'm feeling down

Hi, all on Property 118 and a happy new year to you. I have another question.

Mortgage company has suggested I get a section 8 to get tenants out of house. But the agreement was done by the other landlord . I have not seen agreement. Here is the problem although I am joint owner I cannot get info from Housing dept or mortgage company as to who are the new tenants are, so cannot get a section 8. I do not understand that joint owners do not have to sign documents relating to property. I have looked at FCA, CML, and Data protection, SAR freedom of information, but no luck on how I can get info. I have even contacted the financial ombudsman. The position I find myself in is quite desperate as there is a chance that BTL will be repossessed if I cannot get tenants in who pay legitimate rent.... Read More