Joe Armstrong

Registered with
Tuesday 10th January 2017

Latest Comments

Total Number of Property118 Comments: 13

Joe Armstrong

A week ago
Despicable vehemently anti-landlord Guardian article

Sadly, this moronic, bitter and jealous attitude prevails. People are happy to pay anything to anyone for anything - except rent to private landlords who somehow don't 'deserve' it. I'm constantly exasperated by people who should know better spouting this kind of rubbish. I start by asking them if they think Asda should be made to sell life-sustaining food at cost price. I move on to gas, electric etc, then ask if its 'immoral' if a tool-hire shop charges for the use of a cement-mixer and expects it back in working order. To finish off I ask if they think my tenants are somehow forced, against their will into living in my properties. Its an argument which I actually win quite easily and I am certainly not as eloquent or as articulate as some of the contributors to these discussions. In my experience its pure, unadulterated jealousy. I worked for my money and I'm investing it as I wish in an honest and ethical way - with inherent risks and drawbacks. My concience is clear.... Read More

Joe Armstrong

5 months ago
Access to my tool shed - Who Is in the wrong?

Hang on...there's something about this rings a vague bell...reminds me of something I heard about complications arising from not giving the tenant full access to and enjoyment of all of what constitutes the premises? Was this not raised already? If I was a stroppy tenant I might say I want that area calculated as a percentage of the property and have that percentage of the Poll Tax/Community charge payed by the landlord. Also what if there was an insurance issue? Please forgive me if this is a load of rubbish !... Read More

Joe Armstrong

10 months ago
Open Letter to HMRC - Clarification of "BUSINESS"

Reply to the comment left by "Mervin SX" at "20/06/2017 - 13:26":

I'm with Mervin. Myself and countless others own one or two properties. Constantly prodding the HMRC about this issue will probably result in them 'clarifying' the situation by just saying: 'Okay then, if you let a property... its a business. Pay up.' That would create extra income for them and be just another broadside to clobber the PRS. People won't go near it with a barge-pole soon.... Read More

Joe Armstrong

12 months ago
Bad Tenants Register for irresponsible lifestyles?

A bad tenant register (or good tenant register) is a FANTASTIC idea. But; haven't you noticed a deluge of rules, regulations, restrictions and obstacles making life more difficult for private landlords? Not until the pendulum is allowed to swing back the other way will any such register be allowed to be introduced. You can get a bad credit rating if you miss the window-cleaner, but that's the world of finance. As a tenant you can cost your landlord thousands, commit criminal damage, deposit filth for him/her to dispose of at their cost then disappear after lying to the neighbourhood about fictitious problems with the property and no-one bats an eye. Who cares about slander when it's a private landlord on the receiving end? I have bitter experience of ALL of this and more. People have NO sympathy for private landords. Only other landlords do.... Read More

Joe Armstrong

A year ago
Am I self employed?

I asked the HMRC about this about a year ago. What they said was pretty much as detailed by Neil Patterson above. In fact he's made a pretty good job of outlining what I was told. My properties are fully managed by agents - I wouldn't know my tenants if I met them in the street. Therefore....thinking about it like that, property is for me an investment. Just like ISA's, shares, or Premium Bonds - and you wouldn't call people with these forms of investment self-employed. Mind you given the rate at which we're brutally and spitefully savaged by 'legislation' its maybe only a matter of time eh?... Read More