Steve Bower

Registered with
Wednesday 8th June 2016

Latest Comments

Total Number of Property118 Comments: 7

Steve Bower

1:11 AM, 4th March 2021, About 7 months ago

HMO - single private dwellinghouse covenant refusal?

An HMO isn't such until its 'occupied'. Until then, it's just a house, though possibly poorly configured for a single-let.
The OP should have made enquiries when purchasing that the property was suitable for his intentions, as will his buyer need to.
Just sell it for the empty house that it is.... Read More

Steve Bower

13:23 PM, 14th November 2017, About 4 years ago

Will you be hit by the Budget?

Really, Patrick? When was the last time you provided a warm, comfortable, affordable home for a young single Mum on benefits and was demonised for doing so.
You now seek to use OUR hard work to line your own pockets for this article. Shame on you.... Read More

Steve Bower

11:24 AM, 22nd September 2016, About 5 years ago

Are these ethical sales tactics?

The process was a bit opaque, but not necessarily underhand. I've sold property on a 'final & best' basis, simply to avoid many rounds of tiny increments, & it is often more professional to give a limited timescale for offers, or even a closing date. I've also bought on that basis, & my offer wasn't the highest, but it was the best deal (cash, quick completion etc). It depends on the vendor's criteria. Acceptance *should* be that though - no going back to failed offers to push them higher, so maybe that's why you lost out.

Agents won't always take a property off-market either, in case a deal falls through. It *ought* though to be marked SSTC, and further viewings cancelled.... Read More

Steve Bower

17:52 PM, 8th August 2016, About 5 years ago

Should I consider renting back to vendor?

A SRB agreement is a regulated product, and must only be sold by an authorised firm, so there is no concept of a private arrangement in this case. In firms included individuals. I'd even avoid it for families, as a BTL mortgage usually specifically exclude relatives as tenants, Its inviting a whole world of trouble.... Read More

Steve Bower

13:00 PM, 5th August 2016, About 5 years ago

Agent told me to forget about the rent arrears!

Sounds like incompetent EA. Any comeback with ARLA/ Property Ombudsman or even small claims?... Read More