St. Jims

Registered with
Saturday 26th March 2016

Latest Comments

Total Number of Property118 Comments: 34

St. Jims

20:10 PM, 28th August 2020
About 2 months ago

Westminster online tool encouraging HMO tenants to claim Rent Repayment Orders!

Oh get over yourselves.

Westminster Council's tool would not hurt a law-abiding landlord, so who could reasonably object?

This site is cheapened by this sort of breathless and manipulative marketing. I doubt I'll be coming back. Don't you have editors? It's hard enough being a landlord without being lumped in with this sort of self-pitying claptrap.

There are rules. There will always be rules. You won't like some of those rules, but you can still make money.

Grow up.... Read More

St. Jims

9:14 AM, 6th February 2019
About 2 years ago

Protection for Airbnb landlords?

Reply to the comment left by Neil Patterson at 05/02/2019 - 16:08
I've heard that the Police treat trespass as a civil rather than criminal matter, which if true might mean a horrific delay?

I would have hoped that an AirBnB trespasser would have the same legal status as a burglar.

Does anyone know for sure?... Read More

St. Jims

11:24 AM, 23rd October 2018
About 2 years ago

Tenant requiring some advice please

Some might say your landlord is being a teensy bit perfectionist. Floors are a consumable item - it would have worn out at some point anyway.

If the landlord had wanted to be certain of being made 100% whole in the event of everyday mishaps, then he or she should have made that known to all parties (you, the cleaner, the cleaner's insurance) before anything was signed. Had they done so, those parties might have run a mile! (I would have run, at least).... Read More

St. Jims

18:38 PM, 31st May 2018
About 2 years ago

Planning permissions for extended HMO Licensing?

Reply to the comment left by Jim at 31/05/2018 - 18:13
A mis-read on my part - I thought the contractual term was that the property had to be let *only* to students or local authority... Read More

St. Jims

16:57 PM, 31st May 2018
About 2 years ago

Planning permissions for extended HMO Licensing?

Reply to the comment left by Jim at 31/05/2018 - 15:42
I think you already know the answer about being in breach, as you knew precisely which terms to pick out of the contract to show us! 🙂

My experience with the Coventry Building Soc was that I knew they didn't lend against HMOs - but when I called to fess up about converting to HMO, they simply said they'd make an exception and would carry on lending, privided I never asked them for any further money on that loan. Worth trying.

FYI if your lender pulls the mortgage, they may be entitled to charge you early redemption fees. I'm sure they'd give you a chance to move mortgages instead - but maybe not if you deceive them. Best to be upfront.... Read More