Ian Simpson

Registered with Property118.com
Saturday 10th August 2013


Latest Comments

Total Number of Property118 Comments: 128

Ian Simpson

10:45 AM, 18th May 2019
About a month ago

Insurance invalid after fire due to family member?

We had a fire about a year ago. Caused by some stupid tenant having a campfire in his room. (Now in jail)

The insurers tried every trick in the book to wriggle out of the circa £150,000 payout. These included picking holes in the definition of a “Bedsit” , and trying to say we were under-insured (Happily my bank had insisted ion revaluations only a year previously and we were actually OVER insured... ) Provision of those documents to the loss adjuster soon shut them up.

They eventually accepted liability but it took seven long and worrying weeks while they tried everything to wriggle out.

I suspect this is standard operating policy with most insurers, as they try to limit their losses any way they can.

HAppily, one year on, we have finished the rebuild and have re-let four of the seven units. The insurers (through our Loss assessor) are continuing to pay lost rent until such time as we re-fill all the rooms....

I am sure you will get sorted, but insurers move as slowly as a slug with a disability on a slowing-down course.

Good luck with it!!... Read More

Ian Simpson

11:57 AM, 9th March 2019
About 3 months ago

Home Office to appeal High Court Right to Rent ruling

After 29th March we remain in the EU .... forever and ever..!!... Read More

Ian Simpson

7:27 AM, 9th March 2019
About 3 months ago

Home Office to appeal High Court Right to Rent ruling

We just take a photo with an iPhone of the passport (and DVLA if there is one) and store it on the PC (payig STRICT attention to data rules of course!!)
No EU Passport = No tenancy
Simple!!... Read More

Ian Simpson

21:30 PM, 5th March 2019
About 3 months ago

Ian Simpson

7:47 AM, 16th February 2019
About 4 months ago

Three year Council Tax bill?

I have had loads of these where the tenant simply doesnt pay the council tax. I get a bill after they have left, and I just send a copy of the AST (we keep them all as PDFs ) with dates in and dates out. The council usually accepts this as evidence of non-liability to the landlord. Where I have them I have given forwarding addresses too, upon request from the council, which may be in breach of GDPR ..? Anyway, always willing to work with rather than against my local authorities, because if you help them, they are more likely to help you in future. Also most tenants who do this usually leave owing rent too, and also make a huge mess... We all know the type....... Read More