Joel Davis

Registered with
Sunday 24th January 2016

Latest Comments

Total Number of Property118 Comments: 36

Joel Davis

16:22 PM, 20th February 2020, About 2 years ago

Review of Council Tax rule for HMOs - Petition

Reply to the comment left by mccabeproperties at 17/02/2020 - 18:29 LL are free to design accommodation to avoid extra council tax. There is no need for a new law. Please don't suggest a new law or they will surely make a new one to charge LL more in every case.
. Here the council have been helpful to advise to remove the worktop and you won't pay extra.
That is what you should do.

If they make a new law to charge poll taxes for individual tenants then LL will all be up s* creek. No campaigns please. Leave well enough alone and design your housing carefully to comply unambiguously.... Read More

Joel Davis

22:12 PM, 1st April 2019, About 3 years ago

Abject Failure of the ICO is beyond belief

Reply to the comment left by AA at 29/03/2019 - 09:10
I think a big problem with Quango type organisations is that that they exist to reassure the public and provide a safe place for complainers to let off steam without doing any serious damage to commercial practices.

Only when the public lose confidence and withhold custom enmasse will the Quangos need to show some teeth.

Also, the fact they are themselves big inefficient bureacracies with a central chain of command makes them vulnerable to external pressures.... Read More

Joel Davis

21:49 PM, 1st April 2019, About 3 years ago

Abject Failure of the ICO is beyond belief

Reply to the comment left by Alan Bromley at 30/03/2019 - 17:14
Totally agree. You could say the title general "data protection" regulation puts the GDPR in breach of the GDPR because it has a misleading emphasis on protection of personal data. The predominant purpose is actually to protect organisations who wish to share data which might otherwise be found to be a good old fashioned breach of confidentiatlity.
Most laypersons would automatically think their data would be kept private by any organisation who says they comply with GDPR when in fact it can be passed about extensively.... Read More

Joel Davis

21:46 PM, 14th February 2019, About 3 years ago

Sefton trial case - Landlords Alliance

All the Council need to do is record a date with the record. E.g. If the record shows that on 14/2/2019 Mr Landlord owned properties in Corwall and London then so long as that was true on 14/2/2019, such a record is and will remain accurate. If Mr Landlord sells in Corwall and London on 5/3/2019 and buys in Birmingham of 4/7/2020 the historical record from 14/2/2019 will still accurately reflect his ownership on 14/2/2019.
It is only a matter of time before all councils share data with each other automatically. Deposit schemes already do.
The GDPR doesn't really provide as much "data protection" as people think.
Any power to process data in other legislation overrides GDPR not the other way round.
The main right you have under the GDPR is to be informed about the purposes of the data.
Have Sefton council told you the purposes why they want information outside their boundary?
They are entitled to insist on the data but you are entitled to be told why? There must be something they intend to do with it otherwise why collect it in the first place? If they fail to give a reason, they might be in breach of GDPR.... Read More

Joel Davis

18:20 PM, 12th March 2018, About 4 years ago

FOI request on sale of Mortgage Express BTL loans

The exemptions should be weighed against public interest in knowing how taxpayers resources are being used. However, if they have anything they would prefer not to be public then it is unlikely that any information will be released.
As the amount of debt transferred may already be public and the company accounts should also be public, you might not need FOI to put 2 and 2 together.
Does it really matter what the precise ratio is? The question is whether it is acceptable to discount the transfer of public assets?
You may ask for an internal review and could modify your request to simply ask if there was any discount at all. An answer to that without being specific would not harm commercial interests.... Read More