Helen Morley, Author at Property118

Helen Morley

So what happens with leasehold properties, with mortgages and with insurances in which there is a requirement for any tenancy to be an AST, and sometimes state that it must last for no longer than 6-12 months? Will they all...

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Completely agree with JaSam above. Also, if it is the responsibility of the tenant to pay for pet insurance, how can the landlord claim on the policy? And what redress does the landlord have if the tenant stops the policy?...

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I’ve read elsewhere that arrears caused by late payment of the relevant benefit/s will not count in terms of assessing arrears. Is this correct?

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British Ex-Pat Bank Accounts to be CLOSED

16th October 2020, 5 years ago

PS ‘affect’ should have read ‘effect’ ( re DDMs etc).

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British Ex-Pat Bank Accounts to be CLOSED

16th October 2020, 5 years ago

Read about this a couple of weeks ago. As an ex-expat, I can see massive issues with this, not limited to what Mark has outlined. There are issues such as the payment of service charges, insurances, mortgage payments, water rates,...

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To clarify, the govt will pay 1/3 of the balance of the employee’s pay (subject to the cap), and the co. will pay 1/3 of that balance. So if the employer is in a position to offer to the employee...

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I wonder what will happen to all such contracts when S21 is abolished. Whilst the name AST may be retained, lender's security will presumably be compromised. Wonder if the government will legislate to provide a limit that lenders can charge...

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https://www.devonshires.com/publications/ews1-external-wal Please see comments re proposals to extend the requirements to ALL multi- residential buildings. It's close to the beginning of the government document that's linked to the above, in the Jan 2020 update.

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Looks like it shortly won't be limited to high rise buildings..... https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/869532/Building_safety_advice_for_building_owners_including_fire_doors_January_2020.pdf

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And, in addition to mortgage contracts ( and sorry to stay off topic), most leases in England will need to be altered (and who pays for that enormous task?), all template documentation Inc tenancy agreements, guidance notes etc issued by...

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Having just scanned the 75 page document, I see no mention of (and tongue is firmly in cheek here) government liaison with mortgage lenders so that there is no need for the issue of fresh mortgage contracts which exclude the...

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Sorry! Right....I do appreciate that at least the idea behind this is meant to offer at least a small amount of benefit, rather than outright detriment, to the landlord, despite the impracticality of the proposal itself. Don't want to sound...

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1. Yes 2. One 3. 0 (negative equity) 4.No. post grad medical student on visa from Saudi 5. N/A 6. Deeply flawed in concept and design as outlined.

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I simply can't understand why this kind of thing is taken seriously. Some comments on the article itself before the answers to Ros's questions. First, it starts by saying that they are about to publish another proposal, being that second...

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And out of 3, 2 eligible today.

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Ros, you've just touched open something I've been thinking about. Might the LL have some kind of liability to prove negative equity, i.e. would a survey be required simply to establish gross capital gain, or otherwise ( presumably at the...

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1. 33% 2. One 3. 66% possibly could, or possibly might want to. 4. Two One property is let to a post grad doctor from Saudi, who is unlikely to wish to buy that specific flat, should he have any...

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Budget 2016 – Landlord reactions

20th March 2016, 10 years ago

A question re Clause 24. My mother in law is in a care home and we're debating whether to sell her home or let it with a deferred loan arrangement from the council. Over time, as the deferred loan grows,...

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Summer Budget 2015 – Landlords Reactions

21st February 2016, 10 years ago

There's another thread on this, and it seems that you could not benefit by having the Management co manage your own properties, only those of other LLs. In other words, the company (i.e. effectively 'you') can't charge you to manage...

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Helen Morley

Helen Morley


Registered with Property118.com

31st January 2016

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