Reply to the comment left by Peter G at 16/12/2021 - 17:52We only have three BTLs. One has been burnt to the ground by the tenant cleaning the lawn mower in the garage (yes, me neither). Another tenant dragged an...
An FYI for readers though slightly OT - our tenants burnt our bungalow down and I told the agent not to return their deposit. I did not trust the agent to act on my wishes so contacted the DPS direct....
Anecdotally, just been asked by YouGov for our thoughts on our BTL properties. We are only a small landlord, just three BTLs, but one of our tenants set a properties alight in the summer and we have had enough after...
Reply to the comment left by at 03/11/2021 - 12:41Having just been through a similar scenario, my solicitor recommended itemizing and photographing the debris left behind and then getting a quote for rubbish removal. On the quote the contractor was...
Reply to the comment left by paul robinson at 29/10/2021 - 10:07Anecdotally, I have just received a Landlord questionnaire from YouGov asking what we would do if Section 21 was abolished amongst other questions? Sell all our btls was the...
Reply to the comment left by Andrew Miller at 03/10/2021 - 18:16One of the largest in the business, I have had to instruct a solicitor so prefer not to say. As Ian says (as does my solicitor) it isn't the...
Reply to the comment left by Andrew Miller at 02/10/2021 - 08:35We will pay your costs of reasonable alternative accommodation for your tenants and temporary storage of your tenants furniture while the residential portion of the property can not be...
Reply to the comment left by Ian Narbeth at 27/09/2021 - 11:44Thanks again Ian. No-one believes me! I have an email from the Loss Adjuster confirming that both they and the insurance company are standing firm on this one. I...
Loss of rent is an oprional extra which I did not take out because as our tenants move out we are selling up. The properties were bought for the future, which appears to have arrived in the guise of a...
Reply to the comment left by Ian Narbeth at 21/09/2021 - 16:20Thanks again Ian. You are saying exactly the same things as the LA. The insurance policy is easy to read and I would have stated categorically that we were...
There is a list of extra clauses at the end of the AST, such as the carpets have to be professionally cleaned at the end of tenancy due to the tenants having a dog, along with the clause stating they...
I'm not ignoring your post - I think that I need to know what the total cost is before going to the ombudsman? I agree with you that the policy is reasonably easy to read and understand - reading the...
Presently the cost of taking on an independant loss adjuster would far outstrip our financial liabilities. We are looking at losing £5k in rent (which is taxable, so really £4k) and having to replace carpets etc. I believe the cost...
Reply to the comment left by Ian Narbeth at 21/09/2021 - 11:07Thank you. We have warned all our tenants but the take up of insurance is to say the least indifferent. I did ask my insurance compny to take out...
Reply to the comment left by Ian Narbeth at 20/09/2021 - 14:41Thank you Ian for your replies. I am currently taking on another agent for a different property/area and have asked her to put the clause in about temporary cover...
Reply to the comment left by Ian Narbeth at 20/09/2021 - 14:41Thank you, you are correct and have explained it far more succinctly than I could. No, we were in no way at fault, have electric certs etc and maintenance...
Reply to the comment left by Rob Crawford at 20/09/2021 - 09:35The loss adjuster says the insurance company's legal liability is to cover what is in ths AST. There are no clauses in the AST covering the tenants. I really...
Reply to comment left by Peter Gorton at 16/12/2021 - 17:52
Reply to the comment left by Peter G at 16/12/2021 - 17:52We only have three BTLs. One has been burnt to the ground by the tenant cleaning the lawn mower in the garage (yes, me neither). Another tenant dragged an...
Read More →17th December 2021, 4 years ago
An FYI for readers though slightly OT - our tenants burnt our bungalow down and I told the agent not to return their deposit. I did not trust the agent to act on my wishes so contacted the DPS direct....
Read More →13th December 2021, 4 years ago
Anecdotally, just been asked by YouGov for our thoughts on our BTL properties. We are only a small landlord, just three BTLs, but one of our tenants set a properties alight in the summer and we have had enough after...
Read More →Reply to comment left by at 03/11/2021 - 12:41
Reply to the comment left by at 03/11/2021 - 12:41Having just been through a similar scenario, my solicitor recommended itemizing and photographing the debris left behind and then getting a quote for rubbish removal. On the quote the contractor was...
Read More →Reply to comment left by paul robinson at 29/10/2021 - 10:07
Reply to the comment left by paul robinson at 29/10/2021 - 10:07Anecdotally, I have just received a Landlord questionnaire from YouGov asking what we would do if Section 21 was abolished amongst other questions? Sell all our btls was the...
Read More →Reply to comment left by Andrew Miller at 03/10/2021 - 18:16
Reply to the comment left by Andrew Miller at 03/10/2021 - 18:16One of the largest in the business, I have had to instruct a solicitor so prefer not to say. As Ian says (as does my solicitor) it isn't the...
Read More →Reply to comment left by Andrew Miller at 02/10/2021 - 08:35
Reply to the comment left by Andrew Miller at 02/10/2021 - 08:35We will pay your costs of reasonable alternative accommodation for your tenants and temporary storage of your tenants furniture while the residential portion of the property can not be...
Read More →Reply to comment left by Ian Narbeth at 27/09/2021 - 11:44
Reply to the comment left by Ian Narbeth at 27/09/2021 - 11:44Thanks again Ian. No-one believes me! I have an email from the Loss Adjuster confirming that both they and the insurance company are standing firm on this one. I...
Read More →Reply to comment left by A P at 25/09/2021 - 07:31
Loss of rent is an oprional extra which I did not take out because as our tenants move out we are selling up. The properties were bought for the future, which appears to have arrived in the guise of a...
Read More →Reply to comment left by Ian Narbeth at 21/09/2021 - 16:20
Reply to the comment left by Ian Narbeth at 21/09/2021 - 16:20Thanks again Ian. You are saying exactly the same things as the LA. The insurance policy is easy to read and I would have stated categorically that we were...
Read More →Reply to comment left by Martin Stevens at 21/09/2021 - 12:16
There is a list of extra clauses at the end of the AST, such as the carpets have to be professionally cleaned at the end of tenancy due to the tenants having a dog, along with the clause stating they...
Read More →Reply to comment left by Clint Coelho at 21/09/2021 - 13:00
I'm not ignoring your post - I think that I need to know what the total cost is before going to the ombudsman? I agree with you that the policy is reasonably easy to read and understand - reading the...
Read More →Reply to comment left by John Garden at 21/09/2021 - 08:56
Presently the cost of taking on an independant loss adjuster would far outstrip our financial liabilities. We are looking at losing £5k in rent (which is taxable, so really £4k) and having to replace carpets etc. I believe the cost...
Read More →Reply to comment left by Ian Narbeth at 21/09/2021 - 11:07
Reply to the comment left by Ian Narbeth at 21/09/2021 - 11:07Thank you. We have warned all our tenants but the take up of insurance is to say the least indifferent. I did ask my insurance compny to take out...
Read More →Reply to comment left by Ian Narbeth at 20/09/2021 - 14:41
Reply to the comment left by Ian Narbeth at 20/09/2021 - 14:41Thank you Ian for your replies. I am currently taking on another agent for a different property/area and have asked her to put the clause in about temporary cover...
Read More →Reply to comment left by Ian Narbeth at 20/09/2021 - 14:41
Reply to the comment left by Ian Narbeth at 20/09/2021 - 14:41Thank you, you are correct and have explained it far more succinctly than I could. No, we were in no way at fault, have electric certs etc and maintenance...
Read More →Reply to comment left by Rob Crawford at 20/09/2021 - 09:35
Reply to the comment left by Rob Crawford at 20/09/2021 - 09:35The loss adjuster says the insurance company's legal liability is to cover what is in ths AST. There are no clauses in the AST covering the tenants. I really...
Read More →