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Paul Shamplin of Landlord Action

The Social Housing crisis and Landlords

23/04/2014

In May last year I did a TV programme called The One Show, where they filmed me serving a section 8 notice on a LHA tenants at 7am, they had kept the landlords rent of £4,000. This piece was about the launch of the trial version of ‘Universal Credit’, which I warned would be not… Read more

Court

When to go to court ?

Dear Readers, We issued our tenants a section 21 a year ago, but after some discussion decide they could stay (they were going to buy the house), we left the section 21 in place. They have now separated and can no longer purchase, so we gave them a months notice to end on Friday, the… Read more

parents money

Investing parent’s money?

22/04/2014

Hi Readers, My parents are selling up to move closer to family as they have health problems. My Mother has carers coming in at a cost of approx £600 per week. They will receive just over 460k from the sale of their house. We now have 2 alternatives, and I would really appreciate your comments… Read more

Repossessed

My rented home is being repossessed – can I buy it?

Dear Property118 readers, We are currently renting our home and have recently discovered that the landlord has not been paying the mortgage so the house is going to be repossessed. The court date is in May. We would very much like to buy the house. We are able to afford a mortgage and are willing… Read more

Avoid the Benefit Cap – Ask me anything

Avoid the Benefit Cap – Ask me anything

My name is Robert Mellors and this article was prompted by me watching the TV programmes about the Benefit Cap, and “How to Get a Council House” last week. It occurred to me that from my years of experience in working in local government housing departments, and in various advice bureaus, including being a caseworker… Read more

Cardiff

Additional Licensing – how to sneak it through?

18/04/2014

Whilst I applaud high standards of safety in rented accommodation, there are different ways of achieving this. Some of the conditions under licensing schemes are un-necessarily heavy-handed and open to interpretation, often by over-zealous EHO. These schemes are seen as the answer to rubbish problems, anti-social behaviour and crime, however there is no evidence to… Read more

check out

Refused a copy of check out report!

17/04/2014

Dear Readers I’m a landlord and I’ve had several small issues with with my letting agent who seems to get a little upset when she has to work for her money. The latest being that she refuses to send me a copy of the check out report saying that, because I didn’t pay for it… Read more

MMR and the Property Investor

For those of you who, like me, are involved professionally with mortgages, the spectre of MMR, or Mortgage Market Review as it is more correctly known, is finally about to hit home. For the interest of everyone else who is not professionally involved with mortgages, MMR is the FSA’s (and now the FCA’s) baby, which… Read more

residential mortgage

Why is rental income no good for residential mortgages?

Can one of your many learned members explain to me why rental income can’t be used to get a mortgage on my main residence? Over the past few years I’ve reduced my other business to build up the rental side of things. Hubby is on a reasonable wage for working 3 days a week but… Read more

Will the Mortgage Market Review Be A Money Spinner For Landlords

Will the Mortgage Market Review be a money spinner for Landlords?

16/04/2014

Are the forthcoming Mortgage Market Review (MMR) affordability criteria about to play into the hands of the PRS? Well, yes it will for some of us and no it will not for the majority of us!  I’ve been thinking about this for a while now and some interesting points were made in a recent article… Read more

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