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Freeholder playing dirty tricks

Freeholder playing dirty tricks

30/03/2015

I have a dispute around ground rent with the property management company and desperately need some advice.  I am the owner of flat and as per the lease agreement there is a £200 ground rent charge that I am liable to pay annually. As per the agreed procedure, they send me a letter demanding ground… Read more

liverpool licensing scheme

Liverpool Licensing scheme concessions gained by NLA

The National Landlords Association (NLA) is claiming a victory for landlords in Liverpool after gaining two significant concessions from Liverpool City Council (LCC) in the run up to the launch of their city wide licensing scheme. Although the Council has refused the NLA’s request to postpone the launch of the scheme – due to go… Read more

opt-out insurance add-ons

Opt-out insurance add-ons to be banned

Property118 is in favour of new Financial Conduct Authority (FCA) proposals where insurance companies may be banned from automatically opting customers in to purchasing extra add-on insurance policies. ‘Opt-out’ selling is the practice of defaulting the consumer into buying an add-on insurance product on top of their main policy, using pre-ticked boxes. Common insurance add-ons… Read more

Tenant ignoring section 13 notice

Tenant ignoring section 13 notice – HELP!

I have issued a Section 13 notice to increase the rent on my rental property – tenant has been in situ for over 4 years. In that time I have never increased the rent and have worked with her during difficult times she has had. However, I am now getting £100 per month LESS than… Read more

Bootle outside

Luxury 1 and 2 bed apartments in Bootle town centre

Mainland House is a new four story development of 18 luxury residential units in Bootle town centre which is just minutes away from the New Strand shopping complex and bus and train station. Prices start from £54,950 with an assured net yield of 8% for one year from completion. This development is situated in the… Read more

Borrowing gearing to expand BTL portfolio

Borrowing/gearing to expand BTL portfolio

I’m on the verge of rapidly expanding my BTL portfolio. I’ve had one on the go since 2011, bought my second in 2013 and am just about to exchange contracts on a 3rd property. However, this time I’ve borrowed some of the deposit.  I’m up in Yorkshire and the returns on 2 bed houses/flats are… Read more

Sefton park outside

35 Self contained BTL studios in lovely Sefton Park conservation area

Sefton Park Studios are located in a conservation area and overlooking the idyllic and tranquil Sefton Park. They are situated on their own private secluded grounds with 15 private parking spaces available. Prices start from £59,950 with Net Assured Yields from 8.16% for the first two years from completion.     Investment Opportunity example: Self… Read more

Landlords rejoice as Superstrike problems are no more

Landlords rejoice as Superstrike problems are no more!!

29/03/2015

Landlords up and down the country will (or should) be celebrating the demise of the ridiculous rules we have all had to put up with following the Court of Appeal decision in the Superstrike case.  This is due to the amendments in the Deregulation Act 2015 which received the Royal Assent on 26 March, and… Read more

value

Low re-valuation on refurb project

Last February I purchased my first buy to let property, a 2 bedroom mid terrace house in Lowestoft. The house had been owned by a lady for the last 58 years and was practically uninhabitable. Nevertheless, The Mortgage Works valued it at £67,500 and agreed to a 75% mortgage with no conditions of repair.  I… Read more

Rent to rent on BTL mortgaged property

Rent to rent on BTL mortgaged property

I have a friend who would like to rent me their buy to let property with a view to me using it as a small HMO.  I purchased the Property118 rent to rent lease agreement and it’s fantastic and I have used it on deals where the owner owns the property outright. However, the latest… Read more

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