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Will there be less Solicitors in the future

Will there be fewer Solicitors in the future?

30/01/2015

In most countries there are only lawyers, the phenomenon of Solicitors and Barristers is relatively unique to the UK.  From my personal perspective, solicitors are a bit like GP’s, i.e. they offer initial consultations and refer to specialists. However, with the deregulation of many aspects of law, solicitors now have to compete. A good example… Read more

Cutting out the middle man (Letting property without estate agents)

Cutting out the middle man (Letting property without estate agents)

I am a Landlord with a small portfolio of properties in London (mostly within Zone 2). I am using the services of various estate agents but after experiencing everything from bad tenants to having to do everything myself (despite signing up for a “management service”) – to put it bluntly, I feel ripped off, and… Read more

West Brom Tracker Judgement

Mark Robert Alexander vs West Bromwich Mortgage Company High Court Judgement

29/01/2015

Today was Judgement Day in the case of Mark Robert Alexander (me) vs the West Bromwich Mortgage Company. I was representing a group of 360 affected borrowers, who between them contributed nearly £500,000 to fund the legal action. I am extremely disappointed to report that we didn’t get the News we were so desperately hoping… Read more

freehold

How to sell Freehold for late brothers estate?

MY deceased brother’s estate has a Grade 2 listed property converted into 4 separate flats all mortgaged. There are no shared parts except the garden  and all flats have separate entries. We wish to start selling off the flats, but the only information we have is that the flat freehold was in my brothers building… Read more

late

Are late payment fees for rolling/expired tenancy still chargable?

28/01/2015

Are late payment charges as stated within an AST still applicable once an AST has expired and the tenant is still in situ and not paying rent/paying late..? Probably not worth seeking formal legal advise for such a small amount that I’m concerned with so I’d thought I’d see if anyone here had any pointers….. Read more

stuck

Help needed – I paid 6 months rent in advance

I’m feeling a bit desperate. I separated from my husband in December 2014. Due to the nature of our break up, I decided that I’d had enough and moved myself and my children to another county. It’s was perfect until last week, my mother had a massive stroke and is seriously ill. My nightmare now… Read more

unfair

How to ask agent to remove unfair rent review clause from 1year AST before signing

I’ve just been sent a 1 year Assured Short hold Tenancy to review before we sign and move in 2 days. It has a 6 month rent review clause that I think is unfair and not just because its every 6 months. What is the best way to ask the agent to remove it? They… Read more

accounting

Transferring Property from a Company and tax issues?

We are looking at mortgaging an investment property we bought towards the end of last year via our Limited Company. However, as most will be aware, there are few mortgage deals available for Limited Companies, and attract large fees and high interest rates – more so as this is our first BTL. Previously, we loaned… Read more

Accidental Landlords

EU threat to Accidental Landlord Let to Buy

26/01/2015

The Treasury has decided that to conform to the European Mortgage Credit Directive (compulsory by 2016) all Buy to Let contracts, where the mortgage was not entered into solely for business purposes, will be defined as “consumer” loans. Hence all Let to Buy or accidental landlords will become regulated in a similar way to residential… Read more

Tenant is billing me for refurb work he claims he's done

Tenant is billing me for refurb work he claims he’s done!

I am evicting a tenant with a section 8 in ten days time.  The tenant has just issued me with repair bills which he claims to have done during his contract. No notification has been give as to any works being required. The works include replacing all taps, lifting and refitting carpets due to noisy… Read more

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