Tag Archives: The Mortgage Works

The Mortgage Works – articles and discussions between buy-to-let landlords who discuss this incredibly popular lender “warts and all”

Questions to ask a Property Sourcer Latest Articles, Property Investment Strategies, Property Sales & Sourcing

Questions pictureTwo of the UK’s largest buy to let mortgage providers have introduced a criteria not to accept mortgage applications for properties purchased through property sourcers.  This has angered many people who don’t have the time to source properties for themselves or the necessary negotition skills. Continue reading Questions to ask a Property Sourcer


Professional landlords snap up more homes to let. Buy to let accounted for nearly 10% of all mortgage broker business in the three months ending September 30 Latest Articles, Lettings & Management, Property Sales & Sourcing

Experienced landlords are still expanding their buy to let portfolios and accounted for nearly 10% of all mortgage broker business in the three months ending September 30.

Soaring numbers of enquiries from tenants and a lack of properties to rent are driving demand that is giving investors’ confidence to buy more homes. Continue reading Professional landlords snap up more homes to let. Buy to let accounted for nearly 10% of all mortgage broker business in the three months ending September 30


The history of No Money Down and Instant Remortgages since 1992 Favourite Articles, Latest Articles, Property Investment Strategies

Mark AlexanderIt was 1992, we were at the tail of the property crash of the late 80’s and early 90’s. I was still cutting my teeth in the market of providing commercial finance broking facilities to property investors. The phrase buy to let would not be invented for another four years and the internet was in its infancy. Property prices had fallen by 30% and interest rates had soared to 15%.

Continue reading The history of No Money Down and Instant Remortgages since 1992


Paragon opens books for more buy to let mortgages Latest Articles

Buy to let lender Paragon is jumping back into the landlord mortgage market to fill the hole left by Lloyds Banking Group tightening up borrowing terms.

Landlords can expect to see more jockeying for position in the market with new products and lenders coming to the fore as Lloyds have left a massive whole in the sector. Continue reading Paragon opens books for more buy to let mortgages


Buy to let lending restrictions hamper landlord borrowing. However, quality funding lines are well and truly open to landlords with substantial cash or equity reserves. Learn how to find out who’s lending but not advertising the fact Latest Articles

The buy to let mortgage market is in a state of flux as key lenders have changed their criteria over recent weeks.

This weekend, Lloyds Bank effectively shut up shop to portfolio landlords with more than three properties.

From close of business Friday (September 24), the bank reshuffled buy to let mortgage products and lending criteria for wholly owned brands Cheltenham & Gloucester (C&G) and BM Solutions. Continue reading Buy to let lending restrictions hamper landlord borrowing. However, quality funding lines are well and truly open to landlords with substantial cash or equity reserves. Learn how to find out who’s lending but not advertising the fact


Property Forum and News website where UK landlords and letting agents share best practice