Life Insurance Calculator for Buy to Let Landlords

We have designed this calculator using data from the Office for National Statistics to help you understand the risk of death during the term of your mortgage. Simply enter your details below and find out…
Current Age	years
Length of Mortgage	years
Gender	–MaleFemale

if (isset($_POST[‘currentage’])) $currentage = $_POST[‘currentage’];
if (isset($_POST[‘mortgagelength’])) $mortgagelength = $_POST[‘mortgagelength’];
if (isset($_POST[‘gender’])) $gender = $_POST[‘gender’];
$ceaseage = $currentage + $mortgagelength;

$age = array(
array(‘100000’, ‘100000’),
array(‘99501’, ‘99586’),
array(‘99467’, ‘99557’),
array(‘99449’, ‘99539’),
array(‘99434’, ‘99523’),
array(‘99424’, ‘99511’),
array(‘99412’, ‘99502’),
array(‘99401’, ‘99494’),
array(‘99392’, ‘99485’),
array(‘99381’, ‘99476’),
array(‘99370’, ‘99466’),
array(‘99361’, ‘99459’),
array(‘99351’, ‘99450’),
array(‘99340’, ‘99441’),
array(‘99328’, ‘99430’),
array(‘99314’, ‘99418’),
array(‘99292’, ‘99402’),
array(‘99263’, ‘99384’),
array(‘99216’, ‘99362’),
array(‘99160’, ‘99337’),
array(‘99103’, ‘99311’),
array(‘99041’, ‘99287’),
array(‘98978’, ‘99263’),
array(‘98918’, ‘99240’),
array(‘98853’, ‘99215’),
array(‘98789’, ‘99190’),
array(‘98724’, ‘99162’),
array(‘98652’, ‘99131’),
array(‘98579’, ‘99097’),
array(‘98499’, ‘99061’),
array(‘98416’, ‘99024’),
array(‘98325’, ‘98982’),
array(‘98235’, ‘98940’),
array(‘98140’, ‘98890’),
array(‘98039’, ‘98838’),
array(‘97925’, ‘98780’),
array(‘97802’, ‘98718’),
array(‘97680’, ‘98654’),
array(‘97551’, ‘98581’),
array(‘97406’, ‘98501’),
array(‘97255’, ‘98419’),
array(‘97092’, ‘98323’),
array(‘96919’, ‘98218’),
array(‘96740’, ‘98110’),
array(‘96547’, ‘97990’),
array(‘96334’, ‘97856’),
array(‘96102’, ‘97713’),
array(‘95857’, ‘97557’),
array(‘95596’, ‘97390’),
array(‘95315’, ‘97206’),
array(‘95014’, ‘97005’),
array(‘94679’, ‘96772’),
array(‘94313’, ‘96530’),
array(‘93913’, ‘96257’),
array(‘93479’, ‘95964’),
array(‘93011’, ‘95628’),
array(‘92480’, ‘95284’),
array(‘91904’, ‘94905’),
array(‘91286’, ‘94496’),
array(‘90621’, ‘94054’),
array(‘89902’, ‘93565’),
array(‘89118’, ‘93039’),
array(‘88291’, ‘92467’),
array(‘87395’, ‘91866’),
array(‘86396’, ‘91201’),
array(‘85304’, ‘90469’),
array(‘84135’, ‘89682’),
array(‘82847’, ‘88821’),
array(‘81469’, ‘87896’),
array(‘79941’, ‘86870’),
array(‘78297’, ‘85753’),
array(‘76566’, ‘84513’),
array(‘74695’, ‘83187’),
array(‘72672’, ‘81742’),
array(‘70496’, ‘80146’),
array(‘68192’, ‘78405’),
array(‘65697’, ‘76518’),
array(‘63022’, ‘74429’),
array(‘60184’, ‘72172’),
array(‘57170’, ‘69683’),
array(‘53982’, ‘66960’),
array(‘50580’, ‘64003’),
array(‘47034’, ‘60822’),
array(‘43395’, ‘57438’),
array(‘39709’, ‘53827’),
array(‘35895’, ‘50036’),
array(‘32062’, ‘46071’),
array(‘28275’, ‘41975’),
array(‘24627’, ‘37794’),
array(‘21166’, ‘33555’),
array(‘18080’, ‘29527’),
array(‘15257’, ‘25509’),
array(‘12707’, ‘21739’),
array(‘10321’, ‘18039’),
array(‘8161’, ‘14632’),
array(‘6299’, ‘11589’),
array(‘4732’, ‘8970’),
array(‘3473’, ‘6766’),
array(‘2477’, ‘4984’),
array(‘1727’, ‘3549’),);

if ($gender == “male”)
{($percentdeath = ($age[$currentage][0]-$age[$ceaseage][0])*100/$age[$currentage][0]);
$roundpercentdeath = round($percentdeath,2).”%”;
$roundchancedeath = round(1/($percentdeath/100));
}
elseif ($gender == “female”)
{($percentdeath = ($age[$currentage][1]-$age[$ceaseage][1])*100/$age[$currentage][1]);
$roundpercentdeath = round($percentdeath,2).”%”;
$roundchancedeath = round(1/($percentdeath/100));
}

if ($mortgagelength!=””)
{
echo ‘