UK Property Forum for Buy to Let Landlords

Can I rely on what HMRC says about Sharia mortgages in an online webchat?

Can I rely on what HMRC says about Sharia mortgages in an online webchat?

24/01/2017

In short, I’ve just used the HMRC web chat to ask whether the rent element of a Sharia mortgage would be treated the same as interest from Apr 2017 or as a fully allowable cost. Their eventual response was: “Based upon current guidance rents (if sub-letting) continue to be wholly allowable in the same way… Read more


Mortgage Strategy – Free mortgage market news and insight

Mortgage Strategy – Free mortgage market news and insight

23/01/2017

With professional landlords being forced to confront ever-increasing financial and political change, staying informed about changes in the mortgage market is more important than ever. Mortgage Strategy is the UK’s market-leading mortgage news publication, which publishes free news, insight and analysis on its website, www.mortgagestrategy.co.uk Alternatively, Mortgage Strategy sends several free email news alerts a… Read more


Fence dispute with Housing Association?

Fence dispute with Housing Association?

23/01/2017

The fence between my property and the neighbours blew down near the start of last year. The fence is believed to be a shared fence as the property deeds do not show a “T” on either side of the boundary and no evidence to dispute this has been found. The neighbouring property is owned by… Read more


Our RTM company has a Non paying leaseholder

Our RTM company has a Non paying leaseholder

23/01/2017

We have a small block of 5 flats, landlord and previous management company did nothing to maintain it, so we have formed a RTM company to manage it ourselves. One of the flat owners claims the landlord and previous management company owe her compensation for various things that were wrong in her apartment from purchase… Read more


How far back can I use a capital loss?

How far back can I use a capital loss?

23/01/2017

Does anyone know how far back I can use a capital gains loss? I made a massive loss in 2011 and never thought to use it, so I am looking if it can be used now? I carried out a google search and it said 4 years, but does anyone know for sure if this… Read more


The first of 22 Berkeley ‘Modular’ Homes are being built in Greenwich

The first of 22 Berkeley ‘Modular’ Homes are being built in Greenwich

23/01/2017

The FTSE 250 listed Berkeley Group is completing its first development of 22 Prefabricated or it calls ‘Modular’ Homes in Kidbrooke Village, Greenwich in London. A patent is pending for the new Urban House design using offsite fabrication swapping the back garden for a roof terrace and providing front of house parking and bicycle storage. The… Read more


BTL remortgage me out and my wife in?

BTL remortgage me out and my wife in?

23/01/2017

I wonder if you can advise or offer some thoughts please on this. My wife and I jointly own a flat which is rented out and the lender is Mortgage Express. The value is £650k. Mortgage outstanding £220k. Rent is around £2.5k p/m.My credit is very bad – with adverse on other properties I own… Read more


Changing a studio into a one bed apartment – Do you need planning?

Changing a studio into a one bed apartment – Do you need planning?

23/01/2017

Hi, I am looking at buying a studio apartment with the view to changing it to a one bed apartment by moving the kitchen into the lounge area and changing the kitchen to the bedroom. Trying to get a copy of the lease to see what it says re structural changes. I have found out… Read more


Helping Your Accountant = Helping Yourself

Helping Your Accountant = Helping Yourself

19/01/2017

Hundreds of landlords have now downloaded our tax planning tutorials and forwarded them on to their accountants with a view to making an appointment to discuss the content. By their own admission, the accountancy profession are generally not the best at marketing and forward thinking. Perhaps that’ s because they spend most of their time… Read more


Permitted development subdividing 1 flat into 2?

Permitted development subdividing 1 flat into 2?

19/01/2017

I have a 3 bed flat and would like to convert it into 2 x 1bed flats. It is above an A1 and an A2 premises. I have been told that as no external changes are being made that it comes under permitted development, but can’t find any literature to back that up. Can anyone… Read more


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