UK Property Forum for Buy to Let Landlords

Open Letter to Philip Hammond MP – Chancellor of the Exchequer

Open Letter to Philip Hammond MP – Chancellor of the Exchequer

29/07/2016

FAO Chancellor Of The Exchequer – Mr Philip Hammond MP Dear Mr Hammond Re: Levelling the playing field between owner occupiers and private landlords In reference to George Osborne’s commitment to “level the playing field” on UK housing between owner occupiers and private landlords we would like to suggest the following additional steps given the… Read more


Any Property Geniuses know of low income remortgage companies?

Any Property Geniuses know of low income remortgage companies?

29/07/2016

My partner and I have 4 fixed mortgages coming to an end over the next couple of years. The problem we have is I would like quit my 9 – 5 job move to the countryside and start working part time to enjoy the hard work we’ve put into building our portfolio. My partner is… Read more


Building on land at the rear of my mortgaged property?

Building on land at the rear of my mortgaged property?

29/07/2016

I have recently purchased a 4 bed property for £250,000 (total plot around 300 sq/m). I have a residential mortgage on the property of £150,000 (60% LTV). To the rear of the property is a large plot of land suited for a new build – I’m 99% sure I will be granted planning to build… Read more



Housing Association rental or Buy to let?

Housing Association rental or Buy to let?

29/07/2016

M&B own a 4 bedroom semi detached property with a mortgage. Both were born in 1957. They have 2 children. Daughter A was born in 1985 and has an acquired disability through viral encephalitis (herpes simplex) at the age of 3. A now has severe epilepsy, severe learning difficulties and right sided hemiplegia. A currently… Read more


Getting rid of personal belongings?

Getting rid of personal belongings?

29/07/2016

We were granted an eviction order for non payment of rent amounting to more than £3,500. The tenant was due to vacate on July 13, which she did, but removing only some of her furniture, etc. The remainder of her furniture, belongings, clothes and personal items are still in the house. Despite many text messages… Read more


Ordinary 4 bed flat but with HMO Licence?

Ordinary 4 bed flat but with HMO Licence?

28/07/2016

I bought a derelict flat next to West of Scotland university in Paisley (it had been empty for a number of years ) and I converted it to a 4bed flat. Initially the assessor gave it a council tax banding of Band C which is OK to this point. The HMO Licence was granted the… Read more



Buy to let investment hotspots revealed!

Buy to let investment hotspots revealed!

28/07/2016

The top city for rental yield has been revealed as Manchester, however the best overall returns are still offered by London, according to a new report. The average rental yield in Manchester has reached 6.8% between 2010 and 2016, coming out on top in a list of postcode areas in England and Wales where rental… Read more


Sublet tenant with no agreement, no payment and false claims!

Sublet tenant with no agreement, no payment and false claims!

28/07/2016

We have someone in our home whom we have sublet a room to. She screams day and night, she hasn’t signed the agreement which she promised to do as she entered the home and she doesn’t pay the rent. Recently she has filed a case on one of our friends who also stays here, on… Read more


FREE Tax Investigation Insurance For Landlords

FREE Tax Investigation Insurance For Landlords

28/07/2016

Tax investigation by HMRC of landlords is becoming increasingly common. When landlords are subjected to a tax investigation it can prove to be incredibly stressful as well as expensive. You don’t have to have done anything wrong, it’s just a fact of life these days that your number could come up at any time, a bit like Jury… Read more



Removal of Furniture to girlfriend’s house!

Removal of Furniture to girlfriend’s house!

27/07/2016

We rent out a furnished apartment via a letting agent. We have just inspected with the letting agent present and the tenant has removed all the furniture from the second bedroom and a table and chairs from the dining room. He has also turned the second bedroom into a study. We were asked by the… Read more


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