UK Property Forum for Buy to Let Landlords

Stamp duty on transfers between spouses

Stamp duty on transfers between spouses

20/04/2015

I have owned a property jointly with my husband since 1995. We transferred the mortgage from residential to buy to let in 2002 and now have 3 BTL properties in our portfolio.  My husband is 69 and to remortgage the property we agreed that it will be transferred into my name. Advice from our mortgage… Read more

Need advice on student investment in Lincoln

Need advice on student investment in Lincoln

I’m brand new to property letting and I am contemplating buying a 3 bed terrace or house in Lincoln with a view to renting this out to students on a per room arrangement, I want to know can I do this ? Do I need additional permission from my lender ? Do I need to… Read more

Own Shares in the Property118 Rental Property for-sale Portal

Own shares in the new Property118 portal

16/04/2015

A new property portal enabling landlords and agents to list rental properties for sale (free of charge) has now launched on Property118.com The new portal which is the brainchild of Svetlana Alexander CIMA MA, and wife to Property118 founder Mark Alexander, is a completely ring fenced business in its own right. Marketing is planned to… Read more

Evicting Tenants and Revovering Rent Arrears Guide

Evicting Tenants and Recovering Rent Arrears Guide

14/04/2015

On the back of the popularity in the number of downloads for the free PDF Guide to Enforcing Judgements we produced a new Guide to Evicting Tenants and Recovering Rent Arrears. This guide has been updated today, please complete the form below to download your free copy. As you may be aware, HMCTS recently provided… Read more

HM Revenue and Customs form

Could I be hit with a big property tax bill???

I am planning to buy a property at auction and am lucky enough to have £350K liquid cash to do this.  My accountant tells me that if I remortgage after buying the property at auction and release £262,500 back to me (75% LTV), I will not be entiteled to any tax relief on the loan… Read more

Judicial Review of Financial Ombudsman Service decisions re Bank of Ireland Tracker Premium Hike

Judicial Review of Financial Ombudsman Service decisions re Bank of Ireland Tracker Premium Hike

Cotswold Barristers and Property118 are offering a course of action that will reward Early Adopters to fund a test case challenging the Financial Ombudsman Service (“FOS”) decisions relating to complaints raised in respect of the Bank of Ireland Tracker (“BoI”) Premium hike via a Judicial Review.  The purpose of the Judicial Review (“JR”) will be… Read more

Can we stop the landlords agent doing viewings

Can we stop the landlords agent doing viewings?

07/04/2015

I rented an apartment for my son that is studying in Cardiff last September. A contract was signed for 6 months ending March 25th, all rents are paid and the deposit is secured. All the bills are paid and the property is in better condition than we found it. In addition to that we arranged… Read more

Is Life Assurance for Buy-to-Let mortgage debt an allowable expense

Is Life Assurance for Buy-to-Let mortgage debt an allowable expense?

05/04/2015

My husband and I have a life-assurance policy to cover our buy-to-let mortgages in the event of the unthinkable. The amount it will pay out each year decreases with the decreasing debt as it is reduced through capital repayment mortgages. We pay monthly premiums for this.  Are the premiums we pay for the cover an… Read more

How to avoid low valuation disappointment

How to avoid low valuation disappointment

Have you ever had that awful experience of learning that a mortgage valuer has down valued your property? Property118 was created to facilitate the sharing of best practice. For that reason I think many readers will find this discussion thread very useful so sign up to get comment notifications at the bottom of this article… Read more

student pods

Looking to connect with investors who have purchased student pods

I’m a new member and I’m trying to connect with anyone who has (or is thinking of) investing in one of the many Student Pod accommodation and Care homes with a guaranteed net income.  At face value they seem like a great deal, but can anyone advise their own experiences? Looking forward to using this… Read more

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