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HMRC vs taxpayers campaign to flood GO’s inbox

HMRC vs taxpayers campaign to flood GO’s inbox

11/02/2016

I just received the following email – and have submitted a fake application which took about 2 minutes The job of chief executive at HMRC is up for grabs. After letting the bank HSBC get away scott-free with helping hundreds of wealthy customers evade tax, HMRC’s top boss is stepping down. Chancellor George Osborne is… Read more

Property inspection refused and locks changed

Property inspection refused and locks changed

I have had the same tenant for four years. The tenancy agreement stated that no locks be changed without the landlords permission, but they have been changed and although I was promised that spare keys would be given to us, this has not happened. Originally this was in the hands of an agent, but they… Read more

Now is a good time for Landlords to carry out mid-tenancy inspections

Now is a good time for Landlords to carry out mid-tenancy inspections

10/02/2016

Landlords are being urged to carry out mid-tenancy inspections of their rental property, with February being the optimum time to do so, according to the Association of Independent Inventory Clerks (AIIC). This is because it is currently the time of year when many homes will be suffering from mould, generally caused by condensation problems. Landlords… Read more

Leaseholder alterations and Freeholder purchases from Local Authority?

Leaseholder alterations and Freeholder purchases from Local Authority?

Firstly keep up the good work to all of you ! I own a garden flat and Hounslow Holmes the local authority are my freeholder. They or the one person I correspond with have declined my enquiry regarding proposal of removing a window into my garden and replacing the window with french doors. All works… Read more

UK property investors say new regulations will force them out of buy-to-let in 2016

UK property investors say new regulations will force them out of buy-to-let in 2016

Research by The House Crowd shows that buy-to-let investors are predicting a stormy ride in 2016, with nearly three quarters (72%) reporting that legal changes to the sector this year will have a negative effect on their investments. A fifth of investors plan to sell their buy-to-let properties in 2016.   Previously viewing their investments… Read more

80% LTV 5 year fixed BTL at 3.99% for individuals or Ltd companies

80% LTV 5 year fixed BTL at 3.99% for individuals or Ltd companies

Aldermore have reduced their 5 year fixed Buy to Let rate to 3.99% for single residential units in the name of individuals or limited companies up to a maximum of 80% Loan to Value. Aldermore do not credit score and every case is individually assessed by the underwriting team. You can use all of the… Read more

Stamp Duty Surcharge and incorporation – buying 4th property as main residence

Stamp Duty Surcharge and incorporation – buying 4th property as main residence

I have 3 properties. 2 BTL’s which are mortgage free, and my current private accomodation. I have had an offer accepted and in the early stages to moving forward with the legal and mortgage applications for this new property. After the purchase I will have 4 properties. I plan on renting out the property that… Read more

Dog fouling outside property

Dog fouling outside property

One of my tenants is having problems with dog fouling on the grassed areas at the front of the property. It’s the type of estate that has no fencing to front of the property as they are all open and I am not sure if fencing can be put up. Any ideas or tricks to… Read more

Electronic signatures?

Electronic signatures?

Does anyone use electronic signatures for tenancy agreements or prescribed information? Thanks in advance Bob

HMRC’s new definition of a buy to let business

HMRC’s new definition of a buy to let business

09/02/2016

I received a newsletter today from Mortgages for Business, with an article about the new regulations to protect “accidental” landlords taking out BTL mortgages. Sounds as if it will just make it more difficult for ordinary people to invest in just one property towards their pension or to help them move house if they can’t… Read more

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