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About Readers Questions
It's usually far more effective to learn from other people experiences than is it to learn from your own mistakes. "Readers Questions" are some of the best read articles on If you would like to seek the opinions of other landlords and letting agents why not submit a Readers Questions article of your own. We will not reveal your identity if you don't want us to. Any guidance offered by Property118 members is obviously done so in good faith and at no cost. It must not be construed as professional advice, even if the person offering the guidance is professionally qualified. It's good to know that you are not alone though and a bit of guidance can often be useful. No question is a silly question. If a question has been answered before we will let you know and point you to a link. We may ask you to post your question on another thread if it's been well commented on previously by people in similar situations or we may set up a brand new thread and bring it to our readers attention by including a link in our Newsletter. It needn't cost you a penny either :) Please see the form below. If you can't see the form please CLICK HERE


Wireless smoke detectors


I have recently taken on a new property and had an electrician in to look at putting in smoke/ heat detectors. He suggested that wireless ones are used . Are these still acceptable even though guidelines state they have to be hard wired Any advice gratefully received Kat


Tax efficient way to invest in French 2nd home?

Hi, I am planning to buy a UK BTL in order to fund the purchase and refurb of a house in France which would be a 2nd home (with perhaps some small rental income as a holiday let, but this is not vital to the plan). We would be cash buyers of both. We are… Read more


CCJs registered at property from ex wife?


I’m hoping that you can all help me or at least send me in the right direction. My partner and his ex wife are still on their Mortgage together. I am looking to buy the property or have her name removed from the mortgage and myself go on it. We have put money in to… Read more


Mice problem in rural area

I would like to ask if mice are a landlords responsibility to deal with or a tenants. I am a landlord who rents out a cottage in a rural area and the property regularly gets field mice. I have provided two humane traps for the tenant, Just wanted to know if I have any further… Read more


Pest Control for Silverfish?


Can anyone advise on whether its the landlords responsibility to get rid of Silverfish? They are harmless and occasionally appear at night in dark/damp areas. Ive been quoted £195 plus vat to get rid of them! Many thanks Sam

limited company

Buying a buy to let through a limited company


In the light of recent budget changes, until we see any response from government with respect to concessions they may make to individuals purchasing buy to let in their own names, buying through a limited company now seems to the sensible way to proceed with new investments. This thread is for tips and questions regarding… Read more


Remortgage from BTL to residential

I’d be grateful for advice on what should a simple issue, but isn’t. I own two properties with similar value. I live in one of them with a residential mortgage of 50% LTV. I let the other one out with a BTL mortgage again at 50% LTV. I’d like to move into the BTL property… Read more


Subletting can lead to unlicensed HMO

Imagine a 3 bedroom family house is let to a small family – a couple and a new born child for a very nominal rent of £900 per calendar month, excluding bills and CT. Later on they move downstairs into a large living room and make that as their bedroom, they then sub- let each… Read more


Should prospective tenant be avoided after offering 12 months rent upfront

A prospective tenant whose bank account does not show proof of either regular or adequate income nor of rent payments (perhaps living with mum and dad, but I have not checked this out) and who says his call centre job often pays in cash has offered 12 months rent upfront. Would I be a fool… Read more

wear and tear

Budget changes to W and T allowance solution?

Just has a thought about the removal of the 10% Wear & Tear allowance as of 2016. Up to now we have just got the best deal going, but I have come across a strategy that may well alleviate at least some of this. We did take the decision to only let unfurnished from then… Read more


Off Plan new build concerns?


I am considering buying an off plan first floor 2 bed apartment in Biggleswade. These are going to be part of a huge envelopment that has been going on over many years. The developer is asking for 10% deposit of the asking price after the exchange of contract (28 days) and pay the balance on… Read more

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