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About Readers Questions
It's usually far more effective to learn from other people experiences than is it to learn from your own mistakes. "Readers Questions" are some of the best read articles on Property118.com. If you would like to seek the opinions of other landlords and letting agents why not submit a Readers Questions article of your own. We will not reveal your identity if you don't want us to. Any guidance offered by Property118 members is obviously done so in good faith and at no cost. It must not be construed as professional advice, even if the person offering the guidance is professionally qualified. It's good to know that you are not alone though and a bit of guidance can often be useful. No question is a silly question. If a question has been answered before we will let you know and point you to a link. We may ask you to post your question on another thread if it's been well commented on previously by people in similar situations or we may set up a brand new thread and bring it to our readers attention by including a link in our Newsletter. It needn't cost you a penny either :) Please see the form below. If you can't see the form please CLICK HERE


Serving a Section 8 but tenant has paid part of the rent using deposit

Serving a Section 8 but tenant has paid part of the rent using deposit

06/02/2016

Not having had experience with evicting a tenant I would really appreciate some advice –  Briefly, I have a tenant who missed his £700pm rent payment in December 2015 – when (eventually) I made contact with him, he said he was leaving the flat at the end of the month and I should take the… Read more

Environmental Repair Notice Received – Good Lawyer Required

Environmental Repair Notice Received – Good Lawyer Required

I have been issued with an Environmental Repair Notice on a block of flats we own the freehold of, in addition to 4 units in the 9 unit block.  The council officer is clearly on a ‘witch hunt’. We have been making progress on the repairs highlighted although outside the stated time scales, caused mainly… Read more

Raising capital from a rental property

Raising capital from a rental property

05/02/2016

I own a 2 bed rental property that I would like to raise capital from by taking out a buy to let mortgage. I have a good tenant who appears to be a long term prospect.  This is new territory for me and I’m not sure the best way to go about arranging a buy… Read more

Unreasonable charges

Unreasonable charges

04/02/2016

My Estate Agents are saying they will be charging me £25 to tell the Tenants Deposit Scheme I am moving over to a Periodic tenancy.  I have self-managed and never had to do this! Do they have to do this or do they only contact them again when they want the tenants deposit returned? I… Read more

What is a Landlord?

What is a Landlord?

Am I landlord in the legal sense if I allow my daughter and granddaughter to live in a second home that I own outright, and although they pay no rent, they pay for the upkeep of the property?  If I am a landlord, then can I assume I have a responsibility for their health and… Read more

The true cost of ‘Help to Buy’ – is it just a Government con?

The true cost of ‘Help to Buy’ – is it just a Government con?

An article by Alex Caravello – MK Landlords Association  Is Help to Buy just a Government con? To answer this question I thought I’d compare the true cost of the ‘Help to Buy Equity Loan’ scheme with the cost of renting a similar property long term. INTRODUCTION The ‘Help to Buy Equity Loan’ scheme only… Read more

Will I be affected by the new stamp duty changes?

Will I be affected by the new stamp duty changes?

I currently live in a three bedroom house that I have a normal residential mortgage on. It has been my only residence since 2010.  However, due to changes in circumstances, I will be living on my own and no longer be needing the extra space within a couple of months. One option I had in… Read more

What can I claim for?

What can I claim for?

My tenants boyfriend has been living in the house share for 11 months breaching the terms of the ASTA, can I claim from her deposit for him living there and not paying rent?  We have plenty of proof as other house-mates and neighbours are willing to confirm he was living in the house. I bought… Read more

A Good Letting agent for Buy to Let Advice in Manchester?

A Good Letting agent for Buy to Let Advice in Manchester?

I have some savings and I’m looking to make my first investment in Manchester.  I am hoping to buy 2 apartments around £60k-70k each. Since I don’t know Manchester and it is very difficult for me to visit often, I am looking for an estate letting agent who can advise me on properties and then… Read more

MX Right to Consolidate

MX Right to Consolidate

Hi all,  I’m in need of some advise. I have a mortgage which was taken out through Keystone mortgages. I also took out 6 mortgages with Mortgage Express. The Keystone mortgage was then taken over by MX. Keystones wording is identical to MX on the consolidation side. As all the mortgages are with MX/UKAR, can… Read more

Ground Rent doubling every 10 years – when to sell

Ground Rent doubling every 10 years – when to sell

03/02/2016

I am a landlord and purchased a two bedroom flat in 2012. The Ground rent doubles every 10 years from 2011 linked to RPI. Ground Rent is currently a manageable £250 and in 50 years it will be around £4000 Ground Rent. The Net yield on the property is very good indeed and make around… Read more

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