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About Readers Questions
It's usually far more effective to learn from other people experiences than is it to learn from your own mistakes. "Readers Questions" are some of the best read articles on Property118.com. If you would like to seek the opinions of other landlords and letting agents why not submit a Readers Questions article of your own. We will not reveal your identity if you don't want us to. Any guidance offered by Property118 members is obviously done so in good faith and at no cost. It must not be construed as professional advice, even if the person offering the guidance is professionally qualified. It's good to know that you are not alone though and a bit of guidance can often be useful. No question is a silly question. If a question has been answered before we will let you know and point you to a link. We may ask you to post your question on another thread if it's been well commented on previously by people in similar situations or we may set up a brand new thread and bring it to our readers attention by including a link in our Newsletter. It needn't cost you a penny either :) Please see the form below. [gravityform id="120" name="Submit an Article or Discussion "] If you can't see the form please CLICK HERE


Help

The Mortgage Works Won’t give me a redemption figure – Please help!

24/04/2014

Hi all, I exchanged contracts on a flat I am selling on 11.4.14 with completion set for 17.4.14. It was not certain that this would go ahead until the last minute, so my solicitor didn’t request a redemption figure until then. Unfortunately, the mortgage on this flat is a portfolio mortgage with one other property…. Read more

Court

When to go to court ?

23/04/2014

Dear Readers, We issued our tenants a section 21 a year ago, but after some discussion decide they could stay (they were going to buy the house), we left the section 21 in place. They have now separated and can no longer purchase, so we gave them a months notice to end on Friday, the… Read more

parents money

Investing parent’s money?

22/04/2014

Hi Readers, My parents are selling up to move closer to family as they have health problems. My Mother has carers coming in at a cost of approx £600 per week. They will receive just over 460k from the sale of their house. We now have 2 alternatives, and I would really appreciate your comments… Read more

Repossessed

My rented home is being repossessed – can I buy it?

Dear Property118 readers, We are currently renting our home and have recently discovered that the landlord has not been paying the mortgage so the house is going to be repossessed. The court date is in May. We would very much like to buy the house. We are able to afford a mortgage and are willing… Read more

Cardiff

Additional Licensing – how to sneak it through?

18/04/2014

Whilst I applaud high standards of safety in rented accommodation, there are different ways of achieving this. Some of the conditions under licensing schemes are un-necessarily heavy-handed and open to interpretation, often by over-zealous EHO. These schemes are seen as the answer to rubbish problems, anti-social behaviour and crime, however there is no evidence to… Read more

check out

Refused a copy of check out report!

17/04/2014

Dear Readers I’m a landlord and I’ve had several small issues with with my letting agent who seems to get a little upset when she has to work for her money. The latest being that she refuses to send me a copy of the check out report saying that, because I didn’t pay for it… Read more

residential mortgage

Why is rental income no good for residential mortgages?

Can one of your many learned members explain to me why rental income can’t be used to get a mortgage on my main residence? Over the past few years I’ve reduced my other business to build up the rental side of things. Hubby is on a reasonable wage for working 3 days a week but… Read more

I want my tenancy to remain periodic but

I want my tenancy to remain periodic but …

16/04/2014

I’ve received a letter from my letting agency (not going to name them) saying that the guidelines and regulations have changed regarding my tenancy going to periodic.  I pay monthly so does not seem to make sense to me. Then it goes on to say I might, in the next few months, have to sign… Read more

Questions from a property speculator

Questions from a property speculator

15/04/2014

I see myself as being more of a property speculator than a property investor or a landlord. I would very much appreciate your views on my considerations and deliberations.  I have seen some very nice leasehold flats which I can buy new build, fully furnished for £183,000 each. This represents quite a significant discount on… Read more

Do men or women make the best landlords

Do men or women make the best landlords?

Having typed this question into Google I couldn’t find the answer so I thought I’d start a thread here. Maybe I should have called it “battle of the sexes” but I doubt that would rank highly in search results if others have a similar question. So do men or women make the best landlords and… Read more

Rent to Buy.... good or bad

Rent to Buy…. good or bad?

I am trying to sell a rental property and have been approached by someone offering me full market value with a ‘delay’ in purchasing/completion. Meanwhile they will cover all mortgage and insurance payments until completion. I am sceptical…should I be? Thanks Maria

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