Readers Questions 's Articles

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About Readers Questions
It's usually far more effective to learn from other people experiences than is it to learn from your own mistakes. "Readers Questions" are some of the best read articles on If you would like to seek the opinions of other landlords and letting agents why not submit a Readers Questions article of your own. We will not reveal your identity if you don't want us to. Any guidance offered by Property118 members is obviously done so in good faith and at no cost. It must not be construed as professional advice, even if the person offering the guidance is professionally qualified. It's good to know that you are not alone though and a bit of guidance can often be useful. No question is a silly question. If a question has been answered before we will let you know and point you to a link. We may ask you to post your question on another thread if it's been well commented on previously by people in similar situations or we may set up a brand new thread and bring it to our readers attention by including a link in our Newsletter. It needn't cost you a penny either :) Please see the form below. If you can't see the form please CLICK HERE

Negligence Stops House Sale

Negligence Stops House Sale – Need advice!!


As an interested daily reader of Property118 and seeing the professionals who utilise it, I was hoping someone could offer their opinions. Our situation is as follows:  We purchased our existing home in Bristol as a new build in December 2010 from a well-known developer (the name sounds not too dissimilar to a brand of… Read more

Capital Gains - Am I in Cloud Cuckoo land

Capital Gains – Am I in Cloud Cuckoo land?


We are trying to work out our Capital gains liability on our buy to let property as are planning to sell it. There does not seem to be any clear information saying that we can take off the mortgage (not the cost of the mortgage) off the basic sum. We bought the property for £56K… Read more

When can I get rid of this problem tenant

When can I get rid of this problem tenant?

I have a tenant who is on a 6 month AST which started on August 23rd. The tenancy agreement was signed by her and her boyfriend but this relationship has broken down, I understand with police involvement.  The problems I have had so far are as follows:- Two internal doors removed and left for around… Read more

Has my tenant died

Has my tenant died?

I have a tenant that I have not been able to contact for several months regarding a gas safety check. The rent comes in each month from housing benefit and the tenant is not in arrears. Although he has always been unreliable and disorganised we have previously been able to contact him eventually. This time… Read more

Grounds to serve notice

Grounds to serve notice?

I have a tenant who is currently in a periodic tenancy, he and his family are neglecting the property.  He informed us of a small drip coming through the ceiling he thought was from the shower over the bath, so I asked he not to use the shower until it was repaired. When I arrived… Read more

Fee for Statutory Periodic Tenancy

Fee for Statutory Periodic Tenancy?

I have searched high and low for a definitive answer to this question to no avail.  In a nutshell – my tenancy agreement states that I am liable to a £75 renewal fee for a new 6 month tenancy (which I won’t be paying after having read many threads on this subject). Now, I am… Read more

Who should pay

Who should pay?

A client has a property at the top (3rd floor) of a building that houses a dental practice.  A lot of people use the main staircase over the other floors. The dentists are saying that the tenants caused a lot of damage carrying a sofa up and down the stairs and that they are responsible… Read more

Cutting Losses

Rental losses or capital losses?

If I rent a property out for two/three years- and in year one had losses of say £30,000- ( due to repair work) – and each year the loss goes down – if I sell the property- what happens to the losses?  Would it be better to treat some of the building work as capital… Read more

Modelling your property portfolio growth

Modelling your property portfolio growth – is 5% annual growth reasonable?


I’m relatively new to property investing, having become an accidental landlord 6 months after buying my first property in 2006. I now have 3 properties, the last of which was the first purpose bought investment (#2 was my wifes flat which we’ve kept).  I am very goal driven, so I’ve had a go at forecasting… Read more

How do I go about letting my property

How do I go about letting my property?

I am an owner of several properties. In the past I have worked for a small organisation supporting persons with mental ill health in my own and my company’s private accommodation. In 2012 it was decided that we would cease our contract with local government because of increasing paperwork and returns and reduction in contract… Read more

Buy to Let Strategy - what to do next

Buy to Let Strategy – what to do next!

My wife and I have 3 properties in Malta which we rent out – we’ve recently had a baby, and are not sure what to do next in order to position ourselves best for the future.  At the moment, we live in the UK, but may move to Malta at some point (say within the… Read more

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