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About Readers Questions
It's usually far more effective to learn from other people experiences than is it to learn from your own mistakes. "Readers Questions" are some of the best read articles on If you would like to seek the opinions of other landlords and letting agents why not submit a Readers Questions article of your own. We will not reveal your identity if you don't want us to. Any guidance offered by Property118 members is obviously done so in good faith and at no cost. It must not be construed as professional advice, even if the person offering the guidance is professionally qualified. It's good to know that you are not alone though and a bit of guidance can often be useful. No question is a silly question. If a question has been answered before we will let you know and point you to a link. We may ask you to post your question on another thread if it's been well commented on previously by people in similar situations or we may set up a brand new thread and bring it to our readers attention by including a link in our Newsletter. It needn't cost you a penny either :) Please see the form below. If you can't see the form please CLICK HERE


What furnishings are required for an HMO


I have just purchased my first property for use as an HMO. It will be 4 person/4 room and a common area in the form of a kitchen/dining room. My question is what is required/expected for me to provide extra to items such as beds wardrobes and table chairs and sofas in the communal areas?… Read more


Can I operate tenants bank account for them with permission?

As some of you know, I’m pretty experienced in Housing Benefit …. well I think I am! ha ha. The letter below basically explains my question to you all, as I was gonna’ ring the bank, but the robots in India won’t have a clue. And then I thought – There’s usually always someone… Read more

what next

Possession date – tenant still in – what next ?


This is the first time I have formally evicted a tenant with the aid of a solicitor – He obtained an order for possession in 2 days time. The tenant (LHA) will not communicate with me. I could phone her mother (guarantor) but she gets very abusive and I doubt she would want to answer… Read more


Tenants Daughter comes of age – on or off the AST?

I have a good tenant; he pays on the dot, is happy where he is and wants to stay on long term. He is a single parent and has a teenage daughter that has recently come of age. His AST is up for renewal and we are both happy to renew. The daughter doesn’t seem… Read more


Section 21 notice advice please

I have a tenant who is currently in arrears and has despite my efforts is not responding to my letters, texts or even answering the door! Earlier this month I attempted too hand deliver a Section 21 Notice to them, but they did not answer the door so I then posted it. I enclosed two… Read more


Looking at becoming a Landlord after successful business helped purchase main residence


First of all I’m called Max and I have just become a member after reading a lot of the great advice that is available on this page. I am 27 years old and I bought my first property 3 years ago off the back end of a 3 year experience in setting up my first… Read more


Do we need new Tenancy Agreements – Partner moving in and out of properties

We have a married couple with children as tenants in a house. The husband’s mother is gravely ill and the husband will move out to live with his mother for an indeterminate time period so the tenants have asked for the husband’s name to be removed from the Tenancy Agreement. We assume this is so… Read more


Structural survey loses sale

Recently I obtained the services of a structural engineer to undertake a structural survey on a buy to let I have owned for a number of years. This is following a mortgage valuation survey undertaken by a perspective buyer, during this they identified some small structural movement in the 100 year old pre war victorian… Read more

Decent Property Managers in Cardiff

Decent Property Managers in Cardiff?


I’m new to this website and forum so pleased to make your acquaintance.  Does anyone know of a property management company in Cardiff or the surrounding area that they would recommend for the management of a small portfolio of residential properties? Two are student let and three are professional lets. I need a company whose… Read more

How to affect credit ratings as a landlord

How to affect credit ratings as a landlord??

… a landlord needs to affect the credit rating of a tenant who is in arrears.  Is this possible ?? Landlord misses mortage payment and rating is effected. Not so with rental payments as far as I am aware ?? (less civil court). Regards Lord Foster

Is a single Portfolio Mortgage a good option

Is a single Portfolio Mortgage a good option?

I have a small portfolio of 5 properties that I let and one that I live in.  Two of the properties are owned outright the others have BTL mortgages. All mortgages including the one I live in are interest only. Ease of managing a single mortgage and being able to release equity from the total… Read more

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